From: C Thomas
Sent: Monday, August 01, 2011 6:56 AM
To: Joe Camacho
Subject: Appreciation Of Your Service

Hello Joe,
 
I would like to thank you for all your hard work and your expertise to help accomplish my goals of repairing my credit. I'm excited about being debt free and I really look forward to my future using my new credit status being able to purchase a home and a vehicle. I just remember coming to you for your help back in November 2010 with very poor credit and no hope for recovery. I was assured by you not to worry their was no challenging credit to hard for you and your company RMCN to handle. I really like to take this time to thank your company RMCN for the professional staff such as yourself to provide excellent service with results.
 
Thank You RMCN!
 
C Thomas
 

From: Reynaldo C
Sent: Tuesday, August 23, 2011 11:26 PM
To: Lori Boyce
Subject: Disputed accounts

Hey Lori there are three accounts that are being disputed on my credit report.  Can you please remove the disputes, the VA requires that no accounts be in dispute and if they are then I would have to pay those in full.  I would like to stop the process since buying the house was my goal.  I have paid a lot of the account that I had defaulted this year and feel confortable and confident that my credit score will continue to get better specially when owning a house has such a big impact on your credit... Thank you sooo much for all your help, guidance and counseling! You have been of tremendous help and you should be rewarded for all your hard work!!!... please feel free to forward this message on to your superior as proof  of your performance!

please feel free to call me if you have any questions.

V/r

C Reynaldo

From: D, Jill
Sent: Monday, August 08, 2011 9:43 AM
To: Jason Wood
Subject: RE: documents

Hey Woody,

I have to tell you that I just got an email from Experian (Score Watch) that shows my score just went up 76 points!  I don’t get the other Bureau updates but they are usually higher than Experian so I am SUPER EXICTED!  You guys are so awesome at what you do!

THANKS!

Jill

From: Mary Cowart
Sent: Monday, August 22, 2011 1:13 PM
To: 'Doug Parker'
Subject: FW: Julianna T testimonal

Hi Mary,

I am signing the final closing papers for my house this afternoon!  I have waited so long to make this dream a reality.  I could not have done it without your help!!!  The only negative item still showing is the Swiss Colony account.  It no longer needs to be on hold.  Also I move in on Thursday my new address is 1***E L******low.  Everything else will be the same.

Thanks and God Bless You!!

Julianna :-

From: Jim M
Sent: Wednesday, August 17, 2011 11:48 PM
To: Joe Camacho
Subject: WOW! We did it again!

Hey Joe!

Great! Thanks a million! We did it!

Experian – 725

Equifax – 810

TransUnion – 725

But, we did it!

Talk to you soon,

From: Jason A
Sent: Wednesday, August 17, 2011 5:58 PM
To: William Thomas
Subject: Re: Hows are your scores looking, have you made any purchases yet, range? Just checking on you.

Hey:

My scores are about 680-715. I have three CC that I pay in full at the end of the month. I recently rented an apartment and the landlord was shocked by my credit. I have a new life and thanks sir for your assistance.

From: Wrayanne Wallace
Sent: Wednesday, August 17, 2011 7:23 PM
To: Derek Shaw
Subject: RE: Request

I've been in the mortgage business for 10 years. During that time I've worked with many different credit repair agencies. I was introduced to Derek Shaw and RMCN through a colleague over a year ago and feel confident in saying that they are by far the best and most efficient. Their frequent updates and diligence in making sure the client understands their role in the process is a key to their success. They are extremely pro-active in enrolling my referrals into their program and then following up with them throughout the process so the client feels like their money is well-spent. Initially, I had some concerns about the pricing, but you definitely get what you pay for! RESULTS! I've closed several loans for clients who did not qualify prior to completing the RMCN program. They're increasing my bottom line AND helping to make me look good to my clients and referral partners! I definitely would recommend their service to any Loan Officers (or other credit-based sales businesses) who are looking to increase production and to any consumer who's looking to improve their credit!

Wrayanne Wallace, NMLS #231235
Branch Manager / Senior Loan Officer
Guild Mortgage Company NMLS # 3274
p. 214-914-5469
f. 214-453-0731
www.dallasmortgagegirl.com

From: R, Stanley C.
Sent: Tuesday, August 16, 2011 3:17 PM
To: Don Luttrell
Subject: Credit Score

Don according to some recent reports I have, my average credit score is 750.  I don't recall what it was when you all started helping me.  I know at one time it was about 500. I recently refinanced my car at 4.2%.  I am really pleased with your services.  Thank you so much.

From: Patricia B
Sent: Tuesday, August 16, 2011 7:18 AM
To: Lori Boyce
Subject: Checking In
Importance: High

Good morning Lori,
 
It was so good to hear from you!!!  It was a good surprise for Mark and I.  We are very thankful for all of your wisdom and knowledge that you shared with us to make our credit scores what they are today.  It has really been a learning experience as we have changed the way we think about credit and our budgets.  I only wish that people really took the time to understand and make paying bills a priority and to stay within their budget.  I share our experience with you with everyone that I come across with financial issues.  Maybe one of them will give you a call and get some help.  Again, it was great hearing from you and please do call and check on us.  As I said we had a bump in the road when the young man hit my car and we had to buy a new vehicle.  Because of me being on dialysis and waiting for a kidney transplant, we needed a reliable vehicle.  We will start the house buying proces again in about eight months to a year and we will keep you posted. 
 
You are in our prayers and we thank God for you!!! 

Thank you!

And the Lord turned the captivity of Job,
when he prayed for his friends: Also the
Lord gave Job twice as much as he had
before.  Job 42:10

Patricia B

From: Adrienne M
Sent: Monday, August 08, 2011 11:10 PM
To: Lara Harrison
Subject: Re: Adrienne M

Hi Lara,
Checked Davids credit scores last night, and wow, they are looking good.
Transunion (771) was 581
Experian (752) was 580
equifax (679) was 556

From: Veronica A
Sent: Thursday, July 28, 2011 3:30 PM
To: Blake Peckham
Subject: Re: Limited Power of Attorney

Blake

These last few months have been EXTREMELY busy for me, but I want to thank you for everything that you have done for me. I'm not sure if my mother told you, but I closed on my first home this past Monday! I will never forget the great service that you and your company provided for me. My life has really changed. Please let me know how I can submit my testimony, because I would love to share my experience with others.

Again, thank you for all of your hard work in restoring my credit. I definitely will send as many referrals your way as I can.

Veronica A

From: Tony Q
Sent: Thursday, July 21, 2011 9:29 AM
To: Edward LaMonica
Subject: Mary Cowart

Hi, this is Tony Q, I am a new customer who is trying to repair my credit. Mary Cowart is very helpful and knowledgeable. I feel very happy to have her handling my situation and have faith in her in accomplishing in near time. She consistenly keeping me updated and contacting me to ensure I have what required in order for her to get the job done.
As soon as my credit is official repair and the result is amazing, I will surely recommend her and RMCN to other to show my friends, family, and co-workers that is company is the RIGHT CHOICE to repair their credit report.
 
v/r
 
Tony Q

From: *****money@yahoo.com
Sent: Tuesday, July 26, 2011 2:18 PM
To: Joe camacho

Hey Joe, ii jus wanted to send you a thank you message. I was in total disbelief that the RMCN program would work for me , but after receiving a great interest rate on my NEW 2011 DODGE CHARGER i am now a BELIEVER

Thanks.......Mr.Money

From: Robert F
Sent: Wednesday, July 20, 2011 7:32 AM
To: Client Services
Cc: Jason Wood
Subject: Re: RMCN Results Update for Robert F

Jason. I never got a reply to my email requesting to cancel my service after this month is over. You have done very well for me and your services are greatly appreciated. Let me know if this has been taken care of. I just sent out the last paperwork to you yesterday.

Thank you,

Robert F

From: M, Glenn
Sent: Tuesday, July 19, 2011 1:58 PM
To: Edward LaMonica
Subject: YOUR AWSOME EMPLOYEE JASON BROWDER

Thank you Edward Lamonica, For having  A GREAT EMPLOYEE IN JASON BROWDER on your staff. I have just decide to invest in my future by getting help with my credit. Jason has made this process very easy and made me feel like I was dealing with the BEST. Jason has been very Professional and seem to have a Great Knowledge of what I need to do to reach  goals that I had set for my credit future. I have already told other about Jason and RMCN and although I have just started this client to business relationship I am very CONFIDENT that the ending results will be just as good as the start .JASON is a OUTSTANDING guy and I will referral ALL MY FRIENDS AND FAMILY AND BUSINESS  CONTACTS TO HIM 

Thanks Edward  Lamonica once again for Jason!!!!!!!

From: bhe*****@a****express.com
Sent: Monday, July 18, 2011 3:21 PM
To: William Thomas
Subject: RE: Lpoa

Hey Will,

Thanks for all you've done on my behalf....I close on my new home this Friday:)) If I know of anyone who can use your services, I'll be sure to send them your way. Blessings.................................

Bonnie H

From: E, Jenifer
Sent: Wednesday, July 13, 2011 9:26 AM
To: 'Jason Wood'
Subject: update..........

Hi Woody!

We closed on our house at the end of last month, made for an unforgettable birthday gift! :-) We are all moved in and settled now and I just wanted to thank you and your team for all the hard work that was provided!! I am forever grateful!!

My husband stated that we should be through with the program now as there really is nothing left to be done with my credit at this point. I have turned in a change of an address but have yet to see any recent credit updates. I am not sure he said it was something you mentioned in the beginning?

However, I do have one concern I had to get a new debit card, we set payments up with the old card number. I am not sure how this works now but if we do have to see the full 6 month term through I need to update my credit card info with you ASAP as I have a payment due soon.

Please let me know the best way to handle this matter. Thanks again for all your help.

Jenifer E

From: Jim M
Sent: Thursday, July 14, 2011 10:00 PM
To: Joe Camacho
Subject: Thanks for your stellar service!

Joe,

I can't thank you enough for everything you are doing for me. My FICA is going up steadily, and you are erasing credit bad marks that no one thought could be done. With your great help, I now have a FICA of 797 at Equifax! I am dancing on the stars.

In these troubled times, it is great to know there is a guy like you willing and able to restore the credit that I earned.

Please feel free to use me as an endorsement of your exceptional service. In hard times like these, many friends need credit help.

When that happens, I will recommend you!

Thanks again,

Dr. James M

From: *****lady@comcast.net
Sent: Wednesday, July 06, 2011 4:24 PM
To: Eric Gomez
Subject: Bryant Gall

Hello, My name is G Hill. I just wanted to send a short note to tell you how much I appreciate having Bryant in my corner. He has beena pleasure to work with because he has answered all of my questions and responded to every call and email promptly with no complaints. I have had a lot of questions and he has been very patient and takes his time explaining everything. I am so happy that I went with this company and that you're employees care so much about helping me get my credit straight. Thank you so much for lending him to me for a while.

Sincerely,

G Hill

From: Sean O
Sent: Thursday, June 30, 2011 12:55 PM
To: Edward LaMonica
Subject: Re: Will Thomas

Ed,

I just wanted to let you know that Will has done a great job in keeping me in the loop and getting my credit repaired. I now recommend him to anyone that asks. He should definitely get his name in the bowl for the “Salesman of the week Cruise” J

Sean O

From: Lynn Reed
Sent: Wednesday, June 29, 2011 11:17 AM
To: Doug Parker; Rick Stein
Subject: realtor stop

Hey Doug / Rick,

We are working on this LOCRM and it's gonna really help...I appreciate you guys supplying it and helping us on it.

You guys have the best grip on marketing of anyone I know..

Your advice is much appreciated!

--
Lynn Reed
Cendera Funding
Branch Manager
306 West Main
PO Box 557
Gunter, TX 75058
903-433-1991 Phone
903-433-1992 Fax
www.lynnreed.net

From: Belinda C
Sent: Tuesday, June 28, 2011 12:33 PM
To: Eric Gomez
Cc: Lori Boyce
Subject: Lori Boyce

Hi Eric!

My name is Belinda C and I just wanted to let you know that Lori is so awesome! She is very informative and has really helped my husband and me tremendously. She is precise, knowledgable, and extremely fun to talk to. We are looking forward to finishing up the program and have referred 22 people! Lori has been working hard to try to sign those people on so they can also help themselves. Again, Lori is great at what she does and your company is very fortunate to have such a hard worker with such a a great attitude! Please give Lori kudos on part of the Cs!

Thanks again!

--

Belinda C

From: Gwen E
Sent: Tuesday, June 28, 2011 10:48 AM
To: Client Services
Subject: Re: 45 Day Request for Gwendolyn E

OH I JUST WANT TO SAY THANK YOU TO YOU AND YOUR COMMITTED,  EXCELLENCE TEAM AND STAFF MEMBERS. YOU GUYS HELPED US ACHIEVE A LIFE TIME DREAM OF OWNING OUR OWN HOME.  WE HAD DARED TO DREAM, BUT WITH THE DEVOTED SERVICE AND QUALITY ASSURANCE OF RMCN WE DID GO BEYOND WHAT WE COULD NOT SEE.  AGAIN THANKS

From: H.J. C
Sent: Friday, June 24, 2011 7:04 PM
To: Ann Spaight
Subject: Testimonial

Ann,

Back towards the end of March 2011, I decided to do something about my credit situation which was in need of an overhaul...back in June of 2004 I filed Chapter 13 bankruptcy and it was discharged in June of 2007...the good news was I cleared all of my debt but was left with some negative credit information to say the least...

When I signed up with RMCN on April 1, 2011 I felt like it would be of benefit to me but really didn't know how valuable your services would be...

Douglas was very professional and encouraging about the services you offered...I felt optimistic that I had made a good decision...from that point I was committed to the process and followed all instructions that were explained to me and provided all documentation requested...after about 45 days I spoke with Douglas and he told me to get a secured card at my bank because I needed to have an open credit line...I did this and got a secured card at Bank of America with a $500 limit...I was told to maintain a balance to get full benefit and to keep the balance at no more than 30% of the limit...I have done this for the last 2 months...

I also wanted to open another line of credit so that I could get maximum scoring on all 3 bureaus...I went to Bank of America to request a $3,000 auto loan so that I could buy a car for my son and let him pay me back since he was unable to get financing himself...they told me that they didn't do any car loans unless it was $10,000 or more and I needed to have stellar credit as well...he steered me to Wells Fargo since they did smaller loans...when I went to Wells Fargo to see about a car loan, they explained that I could do a secured installment loan by buying a $3,000 CD...I went ahead with this and got this setup and then the loan officer explained that they had run my credit and that I scored a 793 on Equifax which entitled me to an unsecured credit card with a $2,000 limit...

I cant begin to tell you how good that felt that I had a credit score that high...when I signed up on April 1, 2011 this score was 676...obviously the removal of negative information, excess inquires, numerous addresses, and an open credit line make a big difference when it comes to scoring...

I am very pleased with RMCN and their professional staff and cant wait to check my scores after the installment loan and the new unsecured card begin reporting to the bureaus...

Please feel free to have any prospects call me regarding your services and continue the great work...

H.J.C

From: Robert R
Sent: Tuesday, June 14, 2011 7:08 PM
To: Lara Harrison
Subject: RE: RMCN Results Update for Robert

Hi Lara.
 
My apologies for this lateness, but wanted you to know I closed on my house and pretty settled in about now.  I see there is still a little action in regards to my account however, I haven't received anything in the mail the past couple of months.  I don't believe there is anything more your company can do for me going forward.  I want to personally thank you for working with me and Sara over the past 6 months, you're the best!
 
Rob

From: Johnishau H
Sent: Monday, June 13, 2011 1:02 PM
To: Lara Harrison
Subject: Thanks!!!

Good Afternoon Lara,
 
I just want to say THANKS, THANKS, THANKS!!!!  I am so excited!  I just checked my credit scores for this month, and they have DRAMATICALLY increased.  I am so happy with your service....just ecstatic. 
 
I really wish I knew more people that could afford your services because this program is great. 
 
Well, thanks a million for all of your help and I am looking forward to more and more progress.  I am hoping to be able to buy a house next year and you are helping me make that possible.  I truly appreciate you!
 
Enjoy Your Day,
 
Nisha :)

From: uo******@comcast.net
Sent: Friday, June 10, 2011 7:51 PM
To: Lori Boyce
Subject: Re: Chad, you are nearing the completion of our program.

Lori,
I want to take this time to say thank you from the bottom of my heart.  You have put me in a situation where I can FINALLY get approved for credit cards and cars while also showing me how to build my credit from where it stands now.  I really can't thank you enough for what you have done for me and my wife.  With where my credit is right now, Erin and I can finally do the things we have always wanted to do.  In the short time we have been with you, I purchased a new truck, opened a few credit cards to establish GOOD credit, and got approved for a loan to remodel our basement!  Things are really looking up and I owe it all to you and RMCN.  If any of my family and friends are ever in need of credit repair, I won't hesitate to give them your name and number.  I am truly blessed to have gone through this service.  Thanks again, Lori!

Chad S

Ashley Purvis June 8 at 9:01pm Report

Hey Doug,
Just wanted you to know that Lori came out the other day and gave a credit repair meeting to the agents of Ambiance Realty. She did a great job and was so nice! It was a very interesting meeting and she was able to answer everyone questions. You guys have a great team member there!!

Ashley Purvis
Ambiance Realty

From: Ellen
Sent: Monday, June 06, 2011 3:14 PM
To: Edward LaMonica
Subject: Lara Harrison

Good Afternoon,

I just wanted to drop you a quick email, to let you know how fabulous one of your employees is. Lara has been amazing from the beginning, she was a total professional from the first interaction we had. She explained everything in detail, as you know this situation can sometimes feel daunting. I felt like we not only connected professionally, but also on a personal note she listened, answered all my questions and had a positive demeanor regarding improving my credit (no easy feat).  I look forward to working with her in the future, and would certainly without hesitation recommend her to anyone looking to improve their credit.

Thank you for your time.

Sincerely,

Ellen G

From: swetal p
Sent: Wednesday, June 08, 2011 8:07 AM
To: Edward LaMonica
Subject: Consultant: Lara Harrison

Edward,
Just wanted to let you know that I am extremely happy with the results I have seen with your company, and more importantly the AMAZING support given to me by Lara. At time I got frustrated with the delay in results, and she assured me that within 6-9 months from enrolling in the program things would work....and they did!! From a 650ish Experian to a 729 score. I got my mortgage down because of this.
I have no hesitation in recommending Lara to other people. I have already forwarded her contact info to my company's CFO.
 
Regards,
 
Swetal P

From: Trisha
Sent: Thursday, May 26, 2011 2:58 PM
To: Joe Camacho
Subject: Thanks

Thanks for helping with my 2011 Dodge Ram truck. I almost didn't believe that's this program really worked. As you can see I am happy and a believer.

Proud 2011 Dodge Ram Owner
Jose C

From: amber w
Sent: Wednesday, May 25, 2011 10:00 AMTo: Jason Wood
Subject: New car

0% financing on my brand new car thanks to rmcn!
Amber :)

From: Kim M
Sent: Monday, May 23, 2011 10:23 PM
To: Edward LaMonica
Cc:
Subject: Kim Dana: How is she doing.

Kim Dana did a great job in contacting me and letting me know what I needed to do to try to better mycredit score.  Even though I wasn't able to take advantage of RMCN Services because of my personal finances, she still provided me with great alternative information so that I could try to get my credit

score where I need it to be.  I called and thanked her for the great help she gave me. 

Sincerely, Kim M   

From: Jessica F
Sent: Wednesday, May 18, 2011 2:57 PM
To: Lori Boyce
Subject: Great job

Lori,

I would like to tell you and the team thanks very much for all the work that is being done on my credit thus far.  As you know, I was referred to you by my brother who had gotten his credit improved to purchase a house.  When I started, I just wanted to get my credit improved with no intention of making any major purchases.  As the time went on, I decided my goal is to purchase an SUV in July August time frame.  Then I get your call telling me to proceed with my purchase now as my credit score for Equifax is good.  I go out, spoke to a few dealerships and now have a 2011 Outlander.  I have enclosed the picture.

You have been a real pleasure to work with.  When I have questions, you respond via email or phone in a timely manner and I appreciate that.  You make recommendations in regards to when and what to apply for to increase score and have been a great help.

Scores when I started (report you pulled)

Transunion - 553

Experian - 553

Equifax - 550

Since the beginning I signed up to monitor credit through mycreditkeeper and my scores were as follows:

Transunion - 553

Experian - 587

Equifax - 624

Scores a month later

Transunion - 582

Experian - 589

Equifax - 728

Scores 2nd month later (now)

Transunion - 610

Experian - 624

Equifax - 728

I am still going to continue on with RMCN to see how much more my credit can improve.

Again, thanks for all that you have done and it is great working with you.

From: Jim M
Sent: Wednesday, May 11, 2011 1:59 AM
To: Joe Camacho
Subject: We did it!

Joe- we did it! Thanks so much!

All scores above 700- into the excellent zone.
I will write you an even more glowing thank you letter in the morning.

But, lets talk. It seems we might even go a bit farther...

Thanks very much,

Jim
--

From: Pat N
Sent: Friday, May 13, 2011 7:25 PM
To: Edward LaMonica
Subject: New Client

I wanted to drop you a short note to tell you what a wonderful job Mary cowart is doing for me. Ilook forward to continuing doing business with her.

From: Suge A.
Sent: Thursday, May 12, 2011 4:07 PM
To: Joe Camacho
Subject: Testimonial - 05/12/2011

Good afternoon,

Joe THANK YOU for all that you have done for me. I am sorry that I did not write this testimonial earlier on. My work schedule and busy days have been fun and have taken a great toll around us in my household. Anyway, I just wanted to take sometime this afternoon to sincerely acknowledge what you have done for me, actually for us. My wife and I are so happy with what we are seeing right now.

Joe you are true to your word. I can now say that you are a man of integrity. You sincerely followed through your word and have made me a believer. Joe when you first talked to me about the program, I was very skeptical and so defensive. I actually, did not think that it was worth the effort, especially since I was opening up my WHOLE life to you. I was very skeptical. ....... But now...........my credit results have spoken for themselves......you have sincerely made me a believer......

So I want to take this time and say thank you SO MUCH for your help. I did not believe at first that you would take the initiative and help me follow through with the credit agencies and with all my creditors... Joe, I am very thankful....THANK YOU JOE!!!

Have a blessed day and know that I will always believe what you tell us.

Kindly,

A

The Suge's

"For the Word of GOD is Alive and Powerful"

From: Celeste P
Sent: Thursday, May 12, 2011 7:29 AM
To: Jason The Hammer Woods
Subject: RE: house

Hey Jason!
 
You looking really good in that picture!
 
Good early Thursday morning,
 
It's 8am EST Raleigh NC time!  and I'm in my office making donuts or little wooden pennies with holes in them.  Which ever sounds better.  Oh well, that's the plight of a state worker who loves her job. LOL.
 
No seriously, just taking a break before I dive into the business of the day.
 
You know, until I read your email just now I wasn't as excited as I just got.  I mean, yeah I've been excited throughout the whole process, but when I saw your picture and as I began reading your email I almost jumped out of the seat.  It's really weird.  I don't know if it was seeing your picture in a more formal venue (than FB) and realizing that it was in this venue that you actually helped me (via RMCN) make the dream of home ownership, via increased credit scores, a reality. It is because of your assistance that I was able to increase my scores tremendously.  Being able to call you with questions and concerns, and having you respond almost immediately with sound and useful information was, as they say, "priceless".  Jason, Barbara Multari was a Godsend for introducing you to me and you were an absolute Angel in what you did for me. I have the utmost respect and love for you.  Thank you. 
 
Now in answer to your question regarding closing.  We close next Tuesday on the 17th at 10am.  We had the initial walk-thru this past Tuesday and the house is absolutely fantabulous.  I can't wait to get into that puppy and plop my feet up and sip some Mimosas. Not to mention sit myself at my desk in my office (I made sure I got a house with space dedicated to a real Dr. Phill - HA! LOL!) so I can have a place conducive to doing research and writing papers/articles.
 
Like I offered in one of my FB posts I am offering again.  If you are ever in the Raleigh area (or you ever want to get away and meet one of your many success stories), please feel free to stop by and stay a few days.  We'd really love to have you and your wife out for a visit.  Chuck and I love to host parties and people, and you could use it as a networking event - I could even set up a party for you if you'd like (I dont' know if you are allowed to do those kinds of things).  Listen, you have done so much to make my dream of owning a new home a reality that that is the least I could offer.
 
I'll let you know once I close.  I'll send you a picture of us signing the papers and them handing over the keys.
 
Thanks again for all you (and RMCN) have done (and continue to do) to make my dream come true.  Oh yeah, I still plan on getting a bike too (so you'll often be with me in thought  as I coast down 264 with the wind blowing through my Locs).
 
Take care and I love you from the bottom of my heart.
 
V/R
 
Celestine P

From: g******sandy@aol.com
Sent: Thursday, May 05, 2011 11:42 AM
To: Don Luttrell
Subject: Credit Score

The credit score the dealership used for my car was 710 from Equifax. The other two agencies were 624 & 635, but they took the high. They said in this economy, that was quite good.....of course, I'm looking for higher.

Kohl's should soon be paid down, so that may give it another boost.

Thank you again for all you've accomplished on my behalf !

Sandy

From: Marion O
Sent: Tuesday, May 03, 2011 12:19 PM
To: Eric Gomez
Cc: Joe Pirozzolo
Subject: RMCN account

Mr. Gomez

Joe has helped me to reclaim my dignity. I began the program with a credit score of less than 519 and now have two credit agencies scoring my credit at 739 and 732; one credit score is 665, however my goal was 620 to be eligible to qualify for a rental apartment in New York City. I have also opened an account with Enchanted Attire and plan to maintain this relationship. If needed I will provide RMCN with a testimonial for future marketing activities.

Again, thank you.

Marion O

From: Jose C
Sent: Saturday, April 30, 2011 7:00 PM
To: Joe Camacho
Subject: My first round!!

Joe,

Thank you for helping me believe that my credit can be repaired. I didn't think it was possible that it would happen so quick at this early stage in the program. With the 100% deletion of the negative items from one of the major credit bureaus, I can see that the program really does works. Thanks to my older brother for giving me the card to RMCN. My days of paying high interest rates and getting rejected by companies are over!!

Thanks again Joe.

Jose C,

From: Jose C
Sent: Saturday, April 30, 2011 7:00 PM
To: Joe Camacho
Subject: My first round!!

Joe,

 Thank you for helping me believe that my credit can be repaired. I didn’t think it was possible that it would happen so quick at this early stage in the program. With the 100% deletion of the negative items from one of the major credit bureaus, I can see that the program really does works. Thanks to my older brother for giving me the card to RMCN.  My days of paying high interest rates and getting rejected by companies are over!!

Thanks again Joe.

Jose C,

From: Binns, L
Sent: Thursday, April 28, 2011 6:47 PM
To: Edward LaMonica
Subject: Samuel Chapa
Importance: High

Mr. Lamonica,

I wanted to reach out to you and let you know that your National Consultant (Samuel Chapa) needs to be promoted!  In a tough economy, dealing with disgruntled and broken down people, his patients and professionalism makes a difficult process seamless and smooth.  His use of truth and honesty, coupled with passion and true concern gives me as a customer a since of confidence in RMCN that I never thought possible for a company in this industry.

Samuel Chapa is “The Man”! (he needs a promotion if you all have one available)….OMG!

Truthfully,

L Binns

From: DIANA B
Sent: Thursday, April 28, 2011 9:07 PM
To: Edward LaMonica
Subject: Mary Cowart

Mr. LaMonica,

Mary Cowart was referred me by a co worker. Mary has done an excellent job. She is an asset to your company. She is professional, has outstanding courtesy, patience, and knowledge. Mary has displayed confidence and enthusiasm with everything she has done for my daughter and myself. I completely trust her and would highly recommend her, knowing that she will do the absolute best job that she can for me or any client.

Yours Sincerely,

Diana B

From: Patricia H
Sent: Thursday, April 28, 2011 5:46 PM
To: Edward LaMonica
Subject:

Mr. LaMonica

My name is Patricia Hernandez and recently completed the program with RMCN.  My representative was Lara Harrison. My experience with the company has continued to be a great one.  She explained every aspect of the program thoroughly and was successful in repairing my credit.  Her advise and knowledge continues to help me tremendously.  I would like to thank you and RMCN for everything I am currently in the process of purchasing my first home!

Lara, if you do get to see this I thank from the bottom of my heart I owe you so much more!

From: H, Morris
Sent: Thursday, April 28, 2011 10:11 AM
To: Jason Browder
Subject: Thanks for everything...

Jason,

I just wanted to take this opportunity to say thank you for all you have done.  When I first entered into this program, I was VERY skeptical because of all the scams that are being ran with credit repair programs.  After meeting you and taking time out of your busy day to explain to me how your company operates and how successful your company has been with restoring people’s credit, I felt more at ease and thought that the investment would be beneficial to what I wanted to accomplish.

Just after a few weeks, I started to see results and felt a great deal of excitement as I couldn’t wait for the final results.

Thanks for all of your help and for answering all of my questions, as I am sure you are constantly being bombarded with them from your other clients and for walking me through the process and helping me accomplish one of my goals which was to purchase a new automobile.  

Again, thank you for all you have done as your expertise has truly been a great guide and your knowledge has been invaluable.

Morris H

Dear Joe Camacho,                                                                                        04/26/2011

I have to say that it took my husband and me 3-4 years before we actually became part of RMCN Credit Services Inc.  Every year we had an excuse for why we couldn’t join to repair both our credits.  We had so many questions and concerns and finally put all our concerns behind us.   And now we have dodged the bullet in making sure we were going to go all the way. 

Joe you have been a great help in making sure that all our questions were answered and now both my husband and I are towards the ending of our first round and we are fired up. Our deletion percentages are half or more and this only means that it will get better. Every day is a challenge with life itself, but there are always room for possibilities in life.  We sure do recommended Mr. Camacho to anyone that is trying to better their credits.  The good out of all of this is a better future.                    

GO RMCN!!

Thanks,

Mr. Saifoloi & Mrs. Ruta

From: paul k
Sent: Tuesday, April 26, 2011 10:49 AM
To: Mike Doyle
Subject: RE: Quarterly update

Mike,
I just wanted to let you know, i bought my wife a new jeep yesterday! The interest rate i got was 5.34% Great Job. You have referrals coming your way!
Thanks Again for everything you have done for me, and will continue to do!

Paul K

From: Lo L
Sent: Tuesday, April 26, 2011 10:28 AM
To: Joe Camacho
Subject: THANK YOU!

All I can say is Joe Camacho is AMAZING! I have been in the RMCN program for less than two months and have over 50% deletions on my credit report!! The deletions continue to roll in, and everything Camacho has promised, and more, is coming true!  Joe Camacho is beyond helpful, and treats our case like it is his own.  We can't say enough about him, he is trustworthy and honest, always making us feel like a priority.  My husband and I recommend him to everyone we know. Thanks Camacho, with your help, all our dreams for our family are able to come true!


-Lo L

From: ANGEL
Sent: Wednesday, April 13, 2011 9:35 PM
To: Eric Gomez
Subject: RE: ANGELINA S CREDIT PROFILE

Good afternoon,

My name is Angelina S, I am a new client of Ms. Lori Boyce.

I am sending this email message from New Jersey to thank Ms. Boyce for taking the time to talk with me today. I sincerely appreciate the time she spent reviewing my credit profile and recommending strategies to start improving my credit to achieving my desired credit score. Her advice was very helpful and gave me a new perspective on obtaining a mortgage in the future.

I especially appreciate Ms. Lori Boyce for her suggestion to connect me to the credit card company to start a trade line with my credit file. There was no out of pocket expenses to start with is a plus. I have gain more confident to RMCN Credit Services, Inc. Knowing that your employee is trustworthy and professional. I am definitely looking forward to sign up into your company's program and continue the process with Ms. Boyce. I will highly recommend RMCN and Ms. Boyce to other people who need someone that they can trust to assist them with their credit issues.

Again, thank you so much for Ms. Boyce advice. I greatly appreciate her assistance she has provided me.

Best Regards,
Angelina S

From: ******@tidelink.net
Sent: Sunday, April 17, 2011 6:12 AM
To: Bryant Gall
Subject: Testimonial

Bryant and RMCN have helped to change my life. Through less than 5 months of assistance, they have turned a sub 600 credit score across the board to one that is now in excess of 700 (average FICO). They educated me about credit, how it works and what is necessary to maintain great credit. They taught me how to build excellent credit responsibly and the value that great credit can have in life. Best of all, I felt throughout the process, that Bryant was the spearhead of action and advocacy in the process. He made me feel that RMCN was working in my best interest and that every person at RMCN was part of a team of credit special forces soldiers, all coordinating their daily actions to wipe out inaccurate credit information. At first, I felt that there could be some "hype" to their claims, but I have truly been thrilled with the results. My wife and I are closing on the house and land of our dreams even as we speak. A home that would have been out of our reach due to inaccurate and outdated information on my credit report is now, a short 140 days later, within our reach. In addition, not only are we getting the exact home we wanted, but we are doing it with a great interest rate and traditional financing. Bryant made it as easy as possible, motivated me to keep taking action and going through the process, and kept me "in the loop". I was shocked to see the improvements, almost right away.

Without Bryant and RMCN, we would not be where we are right now. It's more than worth it, I am living proof of that.

Jason
Oregon

From: Smith, A
Sent: Saturday, April 02, 2011 9:45 AM
To: Joe Camacho
Subject: Relocation to Texas

Joe,

I just wanted to tell you that I got approved at a very nice/upscale apartment complex down in San Antonio.  I would have never been approved if I was not working with you to get my credit approved.  I was very nervous that I would not get approved because that has happened to me so many times in the past. Thanks so much man.  I feel like I am slowly getting this CREDIT MONKEY off my back.

A Smith

From: Toombs, J
Sent: Friday, April 15, 2011 1:27 PM
To: Mary Cowart
Subject: Emailing: Current Credit Report

Mary, I have to say that I had my doubts as to if this would work or not. I can't believe how big of an improvement I see…and we just got started! I have given your information to some of my friends who want to start the process of buying a home! For the first time in a long time I feel like I really can buy a house in June!!! I can't thank you enough for your help. I know when we are done I will get an awesome interest rate!
Thanks again,
J

From: mike m
Sent: Tuesday, April 05, 2011 10:07 AM
To: 'Ashley LaMonica'
Subject: RE: Pam B

I thought I would say thanks again for repairing my credit; I now have an Equifax score of 734 and don’t even bother checking the others.Thanks a million for getting me off to a great start. If you ever need I reference, here I am!

Have a blessed day!

Mike

From: ricky w
Sent: Tuesday, April 05, 2011 5:30 PM
To: Greg Briette
Subject: Re: Ricky, I wanted to stay in touch

First of all i want to say THANK YOU VERY VERY MUCH for the fantastic job you and your company are doing for me! Trust me when i say"i've told everyone!"I'm trying my best to send people your way and will keep trying! I'm very pleased at what has already been accomplished at such an early stage of the process. It's the best decision i've made in a long time so please thank everyone involved and THANK YOU GREG!!!!!!

From:  Lewis
Sent: Tuesday, April 05, 2011 3:32 PM
To: Joe Camacho
Subject: For your website

My wife and I have been enrolled in the RMCN program with Joe Camacho for 5 weeks now. At first I wasn't sure exactly how this would work, but soon found out it was an affordable and simple process resulting in huge success and an intense transformation in our ability to provide a better quality of life for ouselves and our three beautiful children. In the last five weeks thousands of dollars have been deleted off of my credit report! My credit score has jumped, and the deletions continue to roll in almost daily. Joe Camacho absolutely knows what he is doing, and we have recommended him to everyone we know. He is one of the most trustworthy people I know and is always checking in and staying on top of our account. The best thing anyone can do for their credit is get with Camacho, he will take care of your situation like it is his own, always working completely for your greater good. All you have to do is sit back and watch your life radically change for the better. I have no idea where I'd be without his help. Thanks Camacho!

M Lewis

"The Lord will fight for you; you need only to be still" Exodus 14:14

From: McGrail, Kristopher
Sent: Friday, March 25, 2011 11:40 AM
To: Joe Camacho

Subject: Thank you

From: Chelsea P
Sent: Tuesday, March 29, 2011 9:06 PM
To: Mary Cowart
Subject: Re: Trying to reach you :-)

Sorry I haven't been able to get back to you sooner! It's been real hectic here lately. I am waiting to receive our tax refund which they said it wont be until the end of April. I also wanted to tell you that because of you and your company we were able to buy our first house in May of last year!! You helped us out SOOO much by repairing Ray's credit that we were able to do this! Thank You so much!!! Talk to you soon!

Thank You,

Chelsea P

From: MS
Sent: Friday, March 25, 2011 9:54 PM
To: Kim Danna
Subject: Re: Good speaking with you!!!

RMCN was a great investment for me within this season of my life. After working on removing the bad marks from each of my credit reports over a short period of three years, I began seeing the light day and better scores.  However, I had one additional step that I wasn't able to perform on my own and this is where RMCN came through for me.  It was through a christian event announced on one of our local radio stations that I began following which led me to their website.  The site noted several prominent speakers, and within the website I saw the advertisement for RMCN.  I was impressed to see an advertisement concerning credit repair being promoted within a christian event, so I thought I'd check 'em out.  

I researched RMCN and found very favorable comments and reviews, and I felt that if they were being promoted through an event of great integrity, there must be something special about the services that they provide.  After careful thought, I made the call and asked for a scheduled appointment. Let me tell you -the first time spoke with Kim and met her to share my credit story I was impressed.  I felt nothing shady about RMCN, they were above board, professional and exemplified the kind of customer care that says "we care about you."

I hired RMCN to begin working with a few very difficult things that I couldn't get removed from my credit report disputes on my own.  RMCN began digging in right away and over a very short period of weeks, I began to see positive improvements on my credit reports.  My credit reports began to lose their blemishes and I began to see my scores improve.  My beginning scores before RMCN were in the mid 500's, now I'm pleased to truthfully report that my scores are now in the mid 700's! Wow!  

If you've had doubts about your credit future, I'd like to encourage you to give RMCN a call, you'll begin seeing a difference in your credit just as I have.  It's a good move to improve your credit, and give you peace of mind for your financial future.  

Thanks Kim, thanks RMCN!

Mark S.

From: Steven G
Sent: Saturday, March 19, 2011 11:15 AM
To: Joe Camacho
Subject: Re: Joe Camacho's Contact Info @ RMCN

At first I thought that this was just a rip off!!! But I been really happy cuase this is my third week in this program and joe camacho already deleted some medical bills off!!! Thanks alot camacho!!!

From: Josh S
Sent: Friday, March 11, 2011 4:48 PM
To: 'William Thomas'
Subject: RE: More results

I am a firm believer, I just received a call from a borrower of mine, Juan E, that I sent your way about a month ago, because I had gotten your number from Brad.

He was a 603, now he is a 711..... Unreal....

I greatly appreciate it......

Josh Smith

Centerra Mortgage Corporation

Tulsa, Ok 74135

From: Natalie B
Sent: Friday, March 11, 2011 9:11 PM
To: Jason Wood
Subject: Wow....

Wow!!!  I looked at my credit score on true credit and my transunion is already 675...  and equifax 645 experian is a little low 611 but I'm assuming it is because I disputed everything before I called you and you probably have to wait 30 days, mostly everything on my credit seems to be on experian. 
 

Natalie B

From: Tonya H
Sent: Wednesday, March 09, 2011 11:39 AM
To: Eric Gomez
Subject:

Hi, I have recently become a client. I have been dealing with Greg Briette and would like to commend him for helping me understand clearly what is going on and continuing to be of valuable service. He is doing a great job. Thank you Tonya H

From: jeannew
Sent: Tuesday, March 08, 2011 10:11 AM
To: Edward LaMonica
Subject: Will Thomas

Dear Mr. Lamonica,

Will Thomas has been encouraging and supportive, while at the same time persistent enough to keep me going without dropping into despair.  Despair is what got me into bad credit in the first place.  What a switch!

I feel very confident with him on my team.

Yours truly,

Jeanne

From: Black, Lisa
Sent: Monday, March 07, 2011 8:23 AM
To: Client Services; Tera H
Cc: Lara Harrison
Subject: RE: Tera, congratulations on completing our program!

Lara I just wanted to thank you for all your help and update you on Tera's success. They have put in an offer on a property this weekend and their offer has been accepted, they will be moving into their new home by the end of the month.

Thanks,

From: Mario G
Sent: Wednesday, March 02, 2011 4:28 PM
To: Joe Camacho
Subject: First Month out of the gate!

From: stephanie
Sent: Wednesday, March 02, 2011 9:22 AM
To: Edward LaMonica
Subject: Feedback

Hello There!
Just a friendly feedback to share with you that I believe Douglas Ross is doing a fabulous job.I state this comment, due to the fact when I was introduced to the company. I was skeptical. He gave me the hope and confidence to trust in him and his companies integrity in getting the job done. I also like how he is prompted in getting his clients taken care of efficient.I"m proud to say that I'm grateful Douglass is my agent. I have the strength to continue with my process to a road of good credit repair.Thank you for having Douglas as a faithful, committed and understanding employee. Have a wonderful day.Thank you for asking for feedback be bless. Stephanie O

From: Jennifer
Sent: Monday, February 28, 2011 6:56 PM
To: Client Services
Cc: Lara Harrison
Subject: Re: Jennifer, congratulations on completing our program!

Thanks you for you help.  I waited 30 days after the "completion" to check my scores again.

2/28/2011

TransUnion   773

Experian        760

Equifax         669

I can't find my old records, so I'm not sure exactly how much of increase my scores were but I do know this is a big improvement. 

Thanks for your help.

Jennifer

From: Kevin L
Sent: Monday, February 28, 2011 9:30 AM
To: Edward LaMonica
Subject: Will Thomas

Mr. Lamonica,

Just to give you an update on my friend Will.  Last August I came to him with a credit score barely in the mid 500’s.  We had a review a couple weeks ago and I am now in the mid 620’s!  He has always been there for any of my questions and has actually been a very positive influence for me.  I lost my job last December and found work again in January.  He stayed in touch with me and never backed down from his promise!

He is continuing to work with me to help my wife and I reach goals we didn’t think were possible!  We are actually about to let him start on her credit repair journey!

Thank You

Kevin L

From: Smith, A
Sent: Friday, February 25, 2011 12:34 PM
To: Joe Camacho
Subject: Thanks so much!

Joe,
I must tell you that you have been awesome up to this point. When I first started this program I really didn't know what to expect. My credit was in a precarious place and I fell into the frustrating category of "Strong Income w/ Poor Credit". I could afford many of the purchases I desired however my credit would not allow me to move forward. This has been incredibly frustrating because I eventually want to purchase a home.

Earlier this week Joe emailed my latest update and I had a LONG list of deletions from my credit profile. I have begun to establish new, high-quality credit lines and my credit is moving in the right direction. Joe and I still have more work to do to finish out our plan but I am quite confident in our prospects for success.

Joe was diligent and consistent throughout this process and I am glad he was assigned to my file.

Thanks!!!

A Smith

From: grn*******
Sent: Friday, February 25, 2011 9:58 AM
To: Joe Camacho
Subject: Re: Elizabeth S

My name is Elizabeth S and I have had the great pleasure of working with Joe Camacho for several months now.  I knew when I called Joe originally I was ready to make changes in my life but like many people didn't really know how and was very skeptical.  After grilling Joe on the phone and finding out every possible detail of the program I took my chances and decided to try.  Little did I know I was becomeing part of a team that really cared about my future.  Joe has remained in close contact with me through every step of my process and been a solid rock to remind me of why I am doing this.  His positive attitude and extensive knowledge has been a beacon in a time of darkness.  Although I have not completed my program yet, I am happy to report I have seen great results thus far.  It was a slow start at first and I must admitt I was feeling a little down thinking maybe it wasn't going to be a good program for me, but soon things changed.  Now after 4 months I have had 86% of 1 of my reports completely deleted and and additional 50% off another one.  More good things to come and a very very great start.  Thank you Joe for everything you do and not letting me down when I have needed you most.  You give me hope and inspiration.

From: grn*******
Sent: Friday, February 25, 2011 9:58 AM
To: Joe Camacho
Subject: Re: Elizabeth S

My name is Elizabeth S and I have had the great pleasure of working with Joe Camacho for several months now.  I knew when I called Joe originally I was ready to make changes in my life but like many people didn't really know how and was very skeptical.  After grilling Joe on the phone and finding out every possible detail of the program I took my chances and decided to try.  Little did I know I was becomeing part of a team that really cared about my future.  Joe has remained in close contact with me through every step of my process and been a solid rock to remind me of why I am doing this.  His positive attitude and extensive knowledge has been a beacon in a time of darkness.  Although I have not completed my program yet, I am happy to report I have seen great results thus far.  It was a slow start at first and I must admitt I was feeling a little down thinking maybe it wasn't going to be a good program for me, but soon things changed.  Now after 4 months I have had 86% of 1 of my reports completely deleted and and additional 50% off another one.  More good things to come and a very very great start.  Thank you Joe for everything you do and not letting me down when I have needed you most.  You give me hope and inspiration.

From: Heather F
Sent: Wednesday, February 23, 2011 10:43 PM
To: Edward LaMonica
Subject: Jason Wood

I just wanted to take a moment to commend Jason Wood. He has been exceptional since the very beginning. He's very knowledgeable and explained each and every step through this long process with me. He has constantly stayed in touch with me on a regular basis as well. He has provided exceptional customer service and I'm very pleased with him.... and the drastic increase with my credit scores as well! :) Exemplary all around! :)

Heather F

From: hu**********9@gmail.com]
Sent: Thursday, February 24, 2011 10:43 AM
To: Lara Harrison
Subject: Hi Laura

Lara,
I see a change in one of my scores already...I am so excited at the fact that it is slowing rising. I really would like to take time to thank you for being with me every step of the way, I feel like ever since the first phone call we had I knew that I wanted you to stick by my side on this project of mine. During the time that you were out sick...I waited for ONLY YOU!!! Thank you again and again for being with me!
Sent from my BlackBerry

From: Jerry 

Sent: Monday, February 14, 2011 10:11 AM
To: Nikki Harris
Subject:

HAPPY VALENTINE”S DAY from someone you helped along the way!!!!!!!

JERRY L

From: Rachel
Sent: Tuesday, February 01, 2011 3:26 PM
To: Michael Stockton
Subject: Re: Rachel, I wanted to stay in touch

I truly love the company motto as well as this email. I have seen results and could not be any more pleased with the services you have provided. I was reluctant because I was giving so much power over my financial life to a company I did not know.  It is not often one comes across a company like this who meets beyond ones expectations.  With this being said your company can only continue to grow because me and all of your clients can only speak highly of your service. I have became an advocate for your service and hope all the people I send become a future client of yours. The positive changes you have made in my life will definitely multiply in yours. Thank you!  

Sent from my iPhone

From: linda********@nmfn.com
Sent: Thursday, February 10, 2011 1:22 PM
To: Eric Gomez
Subject: Ashley

Is fabulous! She's my favorite!

From: Celestine P
Sent: Friday, February 04, 2011 2:17 PM
To: Jason The Hammer Woods
Subject:

No problem Woody.

I am sooooo happy I met you and signed on with RMCN. You guys have done things I never imagined and I feel that I am closer to my goal of good, if not great, credit.

I happened to go onto one of those debt consolidation blogs and someone was asking about RMCN and whether the money was worth it. Well, one person said that they would be careful if a company charges a considerable amount of money to do the things they do - well you can guess what I told them - you get what you pay for and that RMCN did wonders for me.

I only have nothing but good things to say about you and the services you and RMCN provide.

I am proof that it works (wonders).

Talk to you later and I'll see you on FaceBook. And I promise, no messages or posts about work.

Ever thought about Tweeting?

Celeste

Date: Wed, 9 Feb 2011 17:58:05 +0000 (UTC)
From: uo******@comcast.net
Subject: Re: Have you re-established any positive credit?
To: Lori Boyce

Hi Lori,

Thanks for the email, Im assuming the credit cards I currently have work toward the revolving credit?

I also got the update on the other credit bureau..looks like things are flying off my record left and right. I am so glad we finally decided to do this. I was very sceptical at first, but now see first hand what your company can really do. I really appreciate all you have done for me/us.

Im getting excited for our future now all because of you and RMCN. I really can't thank you enough!

Chad S

From: Erin M
Sent: Monday, February 07, 2011 2:33 PM
To: Lori Boyce
Subject: RE: question

Ok thanks. We'll get it paid right away. I will see what exactly the statement says will happen when we do pay it, and let you know.
 
By the way, thank you so much for the referral for Brooke V. I have been in contact with her and we are in the application process for a 203k rehab loan for $25,000 to $35,000 for the basement project. She said that we are both in good shape, regarding our credit scores, to move forward with the loan. Such great news! I didn't think we would be able to be doing this so soon! We are meeting with our potential contractor tomorrow morning so he can give us the numbers on how much this will cost. We're both very excited! :)
 
Erin

From: vcab****@aol.com
Sent: Monday, January 31, 2011 4:15 PM
To: Greg Briette
Subject: Re: Virginia, I wanted to stay in touch

Hi Greg,

I got good news for you.I got approved from the Bank last Friday and I was told that my credit score was 2 on the low 700 and Experian on the high 700.I went to the Bank today to get a copy and they told me they will get me a copy soon as they get a copy forwarded to their office.I am so thrilled ...but I hang on to you till my loan is closed...

Thank you Greg. you have been so helpful and doing the best job you can.

Virginia C

From: Chris Murray
Sent: Wednesday, January 26, 2011 4:22 PM
To: Ed Lamonica
Subject: RE: Edward LaMonica/ RMCN Manager

Ed-

I just want to thank Woody for doing such a wonderful job working with my customer. Through his hard work he was able to help my customer increase his credit scores over 114 points! I went from not being able to help this customer obtain a refinance to helping him get out the equity he needed and lower his monthly payments! Thanks so much for you services! I will be sending more folks your way!

Regards,

Christopher Murray, CRMS
Mortgage Specialist
NMLS# 103453
Corporate Investors Mortgage Group, Inc
1121 Situs Ct Ste 100
Raleigh, NC 27606
Mobile (919) 656-8375
www.trianglencmortgage.com
www.facebook.com/SupportNCrealestateagents

From: So******@aol.com
Sent: Friday, January 28, 2011 7:35 AM
To: Cody Adair
Subject: Re: Trent, you are nearing the completion of our program.

I will check on that today. I was just like wow what are the chances of that happening, ha ha. I just refinanced my car from 12.45% to 5.5% so there have been improvements I know. Thanks for all the help. We will talk soon. Enjoy your weekend. ------Trent

From: vincent g
Sent: Thursday, January 27, 2011 3:36 AM
To: Eric Gomez

Subject: Thank you

I just wanted to take a moment to write a letter and thank R.M.C.N. for the time and effort that you guys have shown me over the past year. I came to hear about R.M.C.N. through a friend,who at the time was trying to help my girlfriend lease a car. It was the same old situation that I had been through,time and time again.This time around the girlfriend didn't have bad credit ,just no credit! When asked If I would be willing to co-sign,I said sure,but after they ran my score they decided it would be best if I steered clear of the whole thing.

Since I was about 20 yrs.old I have made a series of wrong decisions. Including letting my father as a co-signer go into repossession,not because I couldn't make payments but because I just didn't. 8 years later after having to pay for everything with cash, because of bad credit.I finally was able to get back into a new truck,but not without several thousand down.Then that eventually was repossed.Throughout the 90's I incurred medical bills,repose, slow pays and just plain delinquent. i had never thought about being financially stable.It wasn't in the cards for me.

As i was sitting next to this young lady,who was eventually to become my wife, I felt pretty low,not being able to help her with her situation.Of course she didn't expect it, I just did.   That day was the first day I have ever heard of R.M.C.N. that was also the day that I made a decision to change my life for the better!  After receiving the card with the number on it,I called it a few days later. I simply set up a meeting,went to see,what I would now call my financial counselor,and took the first steps toward a freedom, that can't be put into words. They set up a small payment plan,that I could afford, on a bartenders salary. I was  told if I follow the rules that they gave me, and followed through with our agreement,that I would see a light at the end of the tunnel. I did exactly that. My score started at a 620,they said it wasn't terrible,but if you have a 620,when you go to purchase a car for 16,000 ,they ask for 13,000 down!  After only 7 months of doing what I was told, my guys at R.M.C.N. ran my score and it came back a 738 755 788.   I was able to get my first purchase at Honda with no money down,they said I could have anything on the floor.  I still speak to the particular man that was with me through this great moment in my life.That's because even after they did their job,and I did mine,they still answer any and every question I have.  Believe me I have allot. They have given me the tools to understand what we need credit for,and its not to go spend spend spend,its to be able to look at our loved ones and know if something happened that wasn't planned,then you can be there to see it through. Yes I did go and purchase a new motorcycle,but only after I finished paying off a 21,000 Chevy tracker,which is how much you pay with bad credit,and getting my wife's permission,oh and having 3,000 dollars to put down on the bike.Which made my payments even lower.The guys at Honda thought because I didn't need any money down then I could buy a bunch of accessories. The guys,at R.M.C.N. taught me different.   I have letters in the mail today telling me,because of your great credit you can have this or have that. I don't want or need anything more than I am already blessed with, I still make the same amount of money as before,it's just that now I live securely,and man does it feel great!

 So thank you R.M.C.N.

From: Travis W
Sent: Tuesday, January 25, 2011 5:29 PM
To: Edward LaMonica
Subject: Mike Doyal

Mr. Lamonica,

I wanted to let you know that I just got started with Mr. Doyal but he has made me feel very comfortable and very positive during the startup. It is hard to pass personal information off to another person you have not talked to face to face but I feel very confident that Mr. Doyal will be a big part in me reaching my goals.

Thank You,

Travis W

From: Sonya M
Sent: Saturday, January 22, 2011 12:48 AM
To: 'Lori Boyce'
Subject: RE: Link for New Credit

Hi Lori,

I just got approved with a $500.00 credit limit for the Capital One credit card.   Awesome!  I thank you again for all your hard work.   

Sonya M

From: regina m
Sent: Monday, January 24, 2011 12:22 AM
To: Lori Boyce
Subject:

I just want to take the time out to say thank you! I am very pleased with the results of my credit scores. We may not have been able to get that judgment off of experian but  that is ok I believe I will be able to get that car that I want.

Regina M

From: Jim M
Sent: Friday, January 21, 2011 4:13 PM
To: Joe Camacho
Subject: Thanks for your stellar service!

Joe,

I can't thank you enough for everything you are doing for me. My FICA is going up steadily, and you are erasing credit bad marks that no one thought could be done.

Please feel free to use me as an endorsement of your exceptional service. In hard times like these, many friends need credit help. When that happens, I will recommend you!

Thanks again, and a very Happy New Year,

--
Dr. James

From:
Sent: Wednesday, January 19, 2011 10:20 AM
To: Joe Camacho
Subject:

You've been alot of help so far thanks for everything you will be hearing from various people I recommended your business and they will be calling you soon.

Best Regards,
Fernando F

Sent from my iPhone

From: Mark G
Sent: Tuesday, January 18, 2011 5:29 PM
To: Blake Peckham
Subject: Tonda G

Blake,

    I am mailing out a credit report I just got in the mail. After you receive it I would like to terminate my contract with you. I do not feel that anything else can be done for my credit. You have been able to get rid of almost all my issues. I am very happy with your progress and look forward to what you can do for my Husband. Please do not bill me any further monthly charges. Please let me know what else I need to do.

Thank you for all that you have done for me!

Tonda G

From: Keisha S
Sent: Monday, January 17, 2011 8:31 PM
To: Carl Bennett
Subject: Thank You!!

-Testimonial

A year ago I never put a whole lot of thought into buying a house because it was just a distant dream for me and my family because of our credit. My favorite phrase when referring to my credit was: "I can't even buy a ham sandwich with my credit!" It became a joke to me because the situation seemed hopeless. I tried several times to clean up my credit myself by trying to pay off debts older than my kids, getting false information deleted, and even tried other companies to help "clean up" my credit but nothing worked and the creditors were just as stubborn as my french bulldog Gabby! One day, I just got tired of having terrible credit and wanted to do something about it.

I inquired about getting a mortgage with a mortgage broker and after looking at the abomination called my credit report, she kindly referred me to RMCN and said that they should be able to help me with my credit within six months. I didn't believe her at all. I couldn't believe that anyone could clean up 15 years of credit horror in six months...it was impossible! But then I asked myself, if this woman wants to make money from a home loan, she wouldn't waste her time by sending me somewhere where they couldn't get the job done, so I thought "what do I have to lose?"

I met with Carl Bennet and he explained the entire process to me and what was required of me (you have to do some of the work) and was very helpful and professional. He educated me about credit and how to use it once I get it back again and how to maintain it. He also showed me how the creditors work and why I wasn't having any success trying to do it on my own. I am very grateful to him and the RMCN team. I started the process in March of 2010 and within three months, my credit soared over 100 points, and they weren't done!! Carl assured me that together, we will get the approval for a house. Well, after Carl and I working closely with our bank, we got an approval for a $200,000 house 6 months later and closed on our house on December 9, 2010. That's how fast they work! Carl was with us every step of the way...even calling us to congratulate us on closing. His friendliness compassion and professionalism caused me to refer my family and friends to him so that they can achieve the same results.

Thank you Carl for making one of our biggest dreams come true! We couldn't have done it without God, you, and RMCN! Thanks again!!! ~Anthony & Keisha S

From: Andrea L Jones
Sent: Wednesday, January 12, 2011 6:12 PM
To: JESSIE
Cc: Nikki Harris
Subject: Nikki Harris w/ Repair My Credit Now

Hey, Jessie!

Please see the contact information for Nikki Harris, below. As we previously discussed, she has helped a few of my clients get their credit scores up. Everyone who has worked with her has been extremely pleased with her professionalism, exceptional customer service, knowledge and the results from the program. She can be reached at the number below. I have copied Nikki on this email so you may receive an email from her as well. Should you decide to use her services, I'm sure you will be pleased. I plan on using her, personally because of how effective she has been with my clients.

Let me know if you have any questions

Sincerely,
Andrea
New Homes Consultant

From: Ed Ayres
Sent: Tuesday, January 11, 2011 8:49 AM
To: Eric Gomez
Subject: Ashley LaMonica

Eric, your lucky she is in Dallas or I would steal her away from you guys. Great custormer service!!!

Regards,

Ed A. Ayres

President

Houston Realty Advisors, Inc.

1715 Potomac, Suite #2

Houston, TX  77057

Office (713) 782-0260

From: jay pat
Sent: Wednesday, January 05, 2011 7:14 PM
To: Joe Camacho
Subject: My Comments

Since working with Joe Camacho I've been impressed with the proactive approach he uses towards helping me
restore my credit. In just a few weeks he managed to get 20% of the blemishes on my report removed!! At this pace
I'm excited and can't wait for the end result! Joe is definitely an asset to RMCN!!

Johnny

From: Ester M
Sent: Tuesday, December 28, 2010 8:04 PM
To: Eric Gomez
Subject: Re: My RMCN Rep Lori Boyce

Lori is a pleasure to work with and she has been very profession in handling my credit issues aggressively. I am very pleased with the progress she has made on my credit report thus far and I look forward to a continued business relationship with RMCN so I can achieve a credit score high enough to secure a great interest rate on a home.

Ester M

From: DONH
Sent: Wednesday, December 29, 2010 1:04 AM
To: Lori Boyce
Subject: Re: Have you re-established any positive credit?

Lori,

Thanks.  I sent an application to HSBC in the mail for a secured credit card last week.

I will go to the Public Bank and/or Applied Bank this week or first part of next to establish

accounts with them.

Thanks for the insight and good coaching.

Happy New Year  (Happy, Healthy and Prosperous that is).

Don

From: Brandon O
Sent: Saturday, December 18, 2010 11:49 AM
To: Jason Wood
Subject: Re: PUP!

"Best Money I Ever Spent"

I entered into my dealings with RMCN with the normal high level of skepticism and doubt. There are so many unethical companies out there that over-promise and under-deliver, if they deliver at all. Mr. Wood was great. He explained the entire process to me and told me how to handle everything. Everytime I had a question, I called and he handled them all with interest, care, and professionalism.

My credit score improved immensely within a 6 month time frame. I secured a 5% mortgage and a new automobile at 0% interest. The money I saved within 3 months of interest payments on both of these loans has already paid for the program. This credit repair process works. The proof is in the puddin. I assure you cannot spend your money any wiser or make a better financial decision.

BO - Prosper, TX

From: Jerry H
Sent: Friday, December 17, 2010 2:36 PM
To: Eric Gomez
Cc: Nikki Harris
Subject:

Eric

With the up most respect for the company that you work for (RMCN) and the service that you provide for so many people that need knowledge of what is going on with their credit… and to have an employee with great knowledge, people skill, and high sprit of comfort, that reflects her work…. It is with out question that Nikki Harris loves what she does and enjoys helping others understand their problems…. In closing I would like to thank Nikki Harris for helping change my life and (RMCN) for having an employee of such high degree, also Mr. Eric thank you for wanting to know how an employee is doing to make you company better……  

JERRY H

From: Jackson, D
Sent: Wednesday, December 08, 2010 4:39 PM
To: Samuel Chapa
Subject:

I would like to take this time and thank Samuel Chapa and the resource team at Repair My Credit Now, I enrolled in the program with some very low credit scores and within (3) months of enrolling into the program my scores had climb more than (150) points. I would and will continue trying to get people who may have had a tough time early in life managing credit cards, car loans and etc... to give RMCN at shot at fixing things for them. I thought about calling several times but said to myself they can't help me, but I was wrong. Not only did I get what I was told I would get, I got it in a fairly short time. So again thank you RMCN.

Sincerely,
D.Jackson

From: mike@************.com
Sent: Tuesday, December 07, 2010 10:04 PM
To: Lara Harrison
Subject: RE: Have you re-established any positive credit?

lara,

   thanks for the email. i did get a secured capitol one card and i have applied for a business card. all of it helps and the program you have is great! thanks,

From: Jim S
Sent: Monday, December 06, 2010 3:46 PM
To: Eric Gomez
Subject: Greg Briette / Performance

From: jason h
Sent: Tuesday, December 07, 2010 3:32 PM
To: cody adair
Subject: RE: Have you re-established any positive credit?

cody,  awsome stuff just looked at the the report of 634 experian 714 equifax 719 transunion im sending off another round of paperwork  today.. as well do you think i should hold off till first of year for re-finance on auto-loan? or look into couple  now? the 634 is still little weak may be some stuff just hasent gone through yet for them but im  thinking maybe hold off till jan feb on re-finance of vehicle.. I am also handing out some cards to hopefully direct traffic your way as well hope all is well please update contact information for my cell as the number has changed to 214-***-**** . I hope you and your family had a great thankgiving and  a great new year as this one comes to a close!!!

 
Jason H

W, Melissa
Sent: Monday, December 06, 2010 3:03 PM
To: Edward LaMonica
Subject: Kim Danna

I just love this lady.. She has gone far and beyond the call of duty trying to help my son get his credit cleaned up. She has a wonderful personality and does not give up even when his own mother has (ME).. She serves as a valuable employee to your company and I would strongly suggest you never loose her (at least until my son's credit is clean) LOL

Melissa W

From: MANNY R
Sent: Thursday, December 02, 2010 5:01 PM
To: Edward LaMonica
Subject: David Harry

From: B, Trina
Sent: Wednesday, December 01, 2010 2:47 PM
To: Edward LaMonica
Subject: Samuel Chapa

Dear Edward LaMonica,

Mr. Samuel Chapa has been working with me to clean-up my credit which is very vital to me.  He is always pleasant to talk to and very knowledge of your services available.  I find that he takes his time to explain things even if I asked the same question over.  I am very pleased to find out that recently my credit report is looking better and scores have come up.   I am very delighted and it has been a blessing from GOD to have him and the RMCN team working for me to reach my goal.

Best regards,

Trina B

From: Patricia Q
Sent: Thursday, November 25, 2010 10:49 AM
To: Eric Gomez
Cc: Carl Bennett
Subject: Pat & Isiah Q

From: Bill C
Sent: Sunday, November 28, 2010 11:22 PM
To: 'Mike Doyle'
Subject: RE: Contract follow up and Cancellation Request

Mike – you came highly recommend from a trusted individual however, I still had my doubts. I have to say one year and four months after my bankruptcy was discharged there is light at the end of the tunnel. Guess what …I decided to purchase a vehicle in October and I was told my score from one of the three credit bureau’s was a 750. It’s a hard sell but I drank your Kool-Aid and the money/commitment you ask for is very little compared to what I will save in future loans.

I want to say Thank You for helping me get back on track!

Sincerely,

Bill

PS: I have told to co-workers about you and think they will get with the program soon.

From: Michael M
Sent: Tuesday, November 23, 2010 4:49 PM
To:
Cc: Lori Boyce
Subject: Credit Repair information

George

Please let me introduce you to Lori Boyce from RMCN Credit Services, Inc. (I have copied her on this email) This may come in handy for future clients. I have used them several times over the past 6 years to repair my credit And they are awesome!!! They managed to clean up a bunch of derogatory info from my reports from that bad business deal I had 6 years ago Where my ex partner took me for almost everything I had and screwed my credit up.

You may need her help in the future with other clients looking to get their credit cleaned up so they can get approved for a loan. I found them to be legitimate and honest and I am extremely happy With their service. Check out their website and Lori can also send you some information www.rmcn.com

Best Regards,

Michael M

From: Cassie C
Sent: Wednesday, November 17, 2010 5:37 PM
To: Nikki Harris
Subject:

I got the loan..thanks for the advice!  I just asked for $1500.  I know you probably dont know how much better i feel, but now I will be able to have the surgery that I need and will not have to stress anymore about where to get the money.

-Cas

From: Angela B
Sent: Friday, November 05, 2010 6:14 PM
To: Carl Bennett
Subject: Re: Testimonials..

From: Doug E
Sent: Friday, October 15, 2010 12:52 PM
To: Eric Gomez
Cc: Carl Bennett
Subject: Carl Bennett

Good Afternoon,

I just wanted to send you a quick email to discuss Carl Bennett.  I have been working with him for around 6 months now.  He is doing a fantastic job with my clients.  My opinion of Carl is professional and courteous.  He has a servants attitude with my clients and I am thankful and grateful for his service.  I want to point out services and coaching offered with RMCN are light years ahead of your competition.  The updates I receive on a weekly basis on my clients tell me my clients are getting what they paid for, outstanding service and results!  Thanks and hats off to RMCN, you are making a difference!  I would not hesitate to refer RMCN for anyone interested in improving their credit!

Doug E

From: Jeff S
Sent: Wednesday, November 17, 2010 12:12 PM
To: Mike Doyle;
Cc: 'Doug Parker';
Subject: RMCN

Just thought you might think this was pretty cool ……

On this morning's monthly national conference call, we had a local realtor as a guest speaker, and totally out of the blue she says, "well it's just like the RMCN partner you guys have, they have made a huge difference in my business, and we would never have known about them had we not gone to conference and met the CEO and the account executive".

And then she went on to the subject of referrals, and the conference, etc. But it was so cool, that I wanted to forward you a quick note. It's always nice to know that you guys are doing a great job!

Thanks for being our partner, and doing the job you do!

Have a great day!

Jeff

To whom it may concern:

I have recently completed the credit program with RMCN and am now submitting my personal experiences. Recently I tried to refinance my home and had some problems with things that were reporting on my credit. I was informed of RMCN and what they could do from my mortgage lender. I started the program in May 2010 and completed it in November 2010.

I found that the representatives of RMCN do a great job of explaining the program and getting the required paperwork to you in a timely manner. It is very easy and convenient to submit the required paperwork to begin the program. At times frustration would set in when credit companies wouldn't comply and wanted more information but the representatives of RMCN were so wonderful and were there to listen and give a "pep talk" so to speak. I feel a sense pride and freedom knowing that my credit score is back to where it needs to be. I feel as though I won't be discriminated against for my poor judgment and hasty decisions. I will definitely recommend RMCN to others to help to achieve their credit needs.

Thank you for your help determination and dedication!

Sincerely,

Alicia J

From: richard m
Sent: Saturday, November 13, 2010 9:41 PM
To: Ashley LaMonica
Subject: Re: Have you re-established any positive credit?

Just to let you know I've acquired a Citi Advantage Signature Gold card with a 19000 dollar revolving account.  This will be the card I use to buy most of my stuff.  I don't what my score is now, but I certainly would have never qualified for the card in the past.  Anyway, thanks for getting my credit woes in line.

Richard

From: Barb M
Sent: Friday, November 12, 2010 11:31 AM
To:*****@hotmail.com
Subject: RE: On-line Application

Hi T,

As you had expected you have negative items on your credit report which are causing your credit scores to be below 500. The required score for today's mortgage is 640. The option for you at this point is to work with a reputable credit repair and restoration company to clear up your negative credit and help you build new, healthy credit.

It is estimated to cost a person $200/mo. to have low credit scores, because you pay higher interest rates on car loans and other types of loans, higher premiums on insurance, etc. not to mention costing a person their dream of owning a home.

In well over a decade in the mortgage business I have had the opportunity to hone in on the reputable credit repair companies and weed out the scammers. If you will give me permission to forward your credit report to Jason Wood at RMCN, he will call you to review your credit report and put a plan together to help you get in a position to have better credit opportunities and to be able to purchase a home. There are other credit repair companies who will pay me a referral fee for sending clients. RMCN does not. I work with Jason and RMCN because they get the job done and they help my clients become home owners.

I will copy you on the email as well so you will have Jason's information. Please let me know if that is alright with you. And a word of caution…do not try to do credit repair yourself or have a friend do it or do it with the cheapest company. I've seen how this backfires over and over. If you really want to be in a position to buy a home, Jason and RMCN will help you get there.

Let me know Terrell! I look forward to helping you!

Thank you,

Barb M

From: Derek F
Sent: Thursday, November 11, 2010 9:49 AM
To: Cody Adair
Subject: Canceling Services

Hey Cody, I just got my new credit scores and they went from a 590, 600, and 627, to now a 729, 731, and 732. So I just wanted to say thanks a million for doing a great job to you and the team there. You know I had only 8 negative items on my report which to me i didn't think was a lot but you and your guys there got them all deleted off all 3 reports which took my credit from poor to excellent. Which will now enable me to buy a house for my family that I couldn't do only 4 months ago. So thanks for taking the time to answer all my calls and for answering every question I had, cause I know I had several and called you many times. So again a big thanks to you and your company you did a great job. But at this time I'd like to cancel my account with you guys cause you did a great job and got everything taken care of for me.

Thanks Cody

Derek F

From: K, Laurie
Sent: Friday, November 12, 2010 11:25 AM
To: Eric Gomez
Subject: Ashley LaMonica - A definite asset to RMCN

Hi Eric,

This email is in regards to Ashley LaMonica.  I just wanted to let you know that I have really enjoyed working with Ashley to clear up my credit.  She is a valuable asset to your company.  She is always there when I need a question answered and her advice is right on.

With more employees like Ashley at RMCN, I know your company will continue to grow and continue to help all of us out there with credit issues.

I hope Ashely LaMonica is commended for her invaluable knowledge of credit repair and excellent customer service.  When I think of quality and accountability at RMCN, Ashley will always come to mind.

Best Regards,

Laurie K

From: Lataya A
Sent: Thursday, November 11, 2010 9:11 PM
To: Edward LaMonica
Subject: Happy Customer

Edward,

Can I just tell you how HAPPY I am working with Kim Danna. When I first started I had some guy(can't remember his name) than there was Candice(she left). This was all good cause I ended up with Kim and she is WONDERFUL. Even though there were times that I had to change something at last minute she was ALWAYS there to help. This means a lot to me because I am real funny when it comes to my money and Kim always made sure to stay professional and do her job and have GREAT customer service. I will also like to add that I am very happy with the program. I was able to buy a 2010 Chevy Impala (still need to send Kim a picture of it). I never in a million years would have got that if I did not do this program. Just thought that I would share this with you about Kim.

Thanks,

Lataya A

From: Alohagirl
Sent: Tuesday, November 02, 2010 8:18 PM
To: Edward Lamoica
Subject: Sylvianne

Aloha 

   My name's Sylviannne  I am originally from the beautiful Island of Tahiti, I have been working with Kim Danna, and a great pleasure to work with her, very very helpful and fast response..I am very happy with the results, this is the first time I ever seen my credit score go that high, ever. Thank you RMCN.

  Mauruuru roa..

  

--
Sylvianne

From: Kevin L
Sent: Tuesday, November 02, 2010 12:12 PM
To: Edward LaMonica
Subject: Will Thomas

My name is Kevin and I am a client of Mr. Will Thomas.  I would just like to say that he has been a pleasure to work with on my credit repair.  He has been Johnny on the spot with all questions regardless of the time I asked!  He has kept me positive during this whole experience.  Even though I haven’t seen the results of the work yet since its only been a little over a month, I’m sure they will come!  He has been very  kind even when I was getting cold feet about the entire process!

I believe I have actually made a friend out of this!

Give him a pat on the back for me!

Thank you,

From: Lisa L
Sent: Tuesday, November 02, 2010 12:26 PM
To: lara harrison
Subject: home loan

lara i am writing to thank you and rmcn for your services and for your help . My wife and i closed on our new home on friday, and it is awesome. i dont know where things go from here, but i believe that we are no longer in need of the services. the remaining items on our credit history have all been verified by the creditors. thank you, again, for all of your help. My wife and i have been telling everyone about your services, and i believe a few of the people have already contacted you for help. i will continue to tell everyone.

Thanks,

David L

From: Luis P
Sent: Friday, October 29, 2010 2:05 PM
To: Cody Adair
Subject: RE: Luis, have your scores come up?

Cody,

                I have my credit scores now, when I started the program my score was about 564, and according to my resent scores they are as follow:

Equifax           689

Expedian        710

Transunion    646

Thanks

From: Joe B
Sent: Tuesday, October 26, 2010 9:19 AM
To: Eric Gomez
Subject:

I would just like to send you a quick note to let you know that I really appreciate the help that Joe Camacho has been giving me. He has done an excellent job explaining the process and keeping me up to date. He is always prompt to return any calls or get any questions answered from me. I plan on putting together a more in depth testimony as I continue to get more results.

Thank you,

Joe

From: Tim S.
Sent: Saturday, October 23, 2010 11:03 PM
To: Brad W
Subject: Re: Credit Clean Up

This company kicks it out and Nikki has game!! 

FYI... Your clients need to be committed to the process as it is not a easy fix. But that being said, they deleted 80% in the first 90 days for my recent clients (referred by realtor, remember that is a sale for the agent, future referrals?good chance) and  they should be good to go next month. Qualifying for a 400k home and have 10% down...do the math...these clients 99% loyal and and easy 2 point jump shot.

My experience is that this company gets it done.

From: Ho****@aol.com
Sent: Friday, October 22, 2010 9:41 AM
To: David Harry
Subject: Re: Your Experience With RMCN

Hey David,

I want to thank you for your help in getting my credit repaired. I know without the help from you, and your company I would have not been able to refinance my home. I have to admit, at first I wasn't sure it was worth the time nor money to try RMCN, but I am so thankful I did. I will certainly refer you to my friends.

Thanks again,

Wanda

From: Lindsay H
Sent: Wednesday, October 20, 2010 3:38 PM
To: Kevin Power
Subject: Re: Lindsay, you are nearing the completion of our program.

Actually Kevin, I am very happy with everything that has been done thus far and ask that this be the end of the journey. I appreciate all the hard work that you and your staff have done for me, and am very happy to have my score just under a 600......thats a HUGE step from a 423. So thank you again, but I don't believe I will need your services any longer!!!!!

Lindsay H

From: Robert G
Sent: Tuesday, October 19, 2010 1:12 PM
To: L.Harrison@rmcn.com
Subject: 100% Satisfied Customer : )

Dear Ms. Lara Harrison,

I would just like to personally thank you for all of your help in dealing with my credit issue's. You have been a great help. Also, you were right on the money with all of your financial tips, and credit consulting. Before I used your service I had very bad credit, and now my credit score is excellent. Before you I couldn't get a $250 Cross Country credit card, and now I have a $5,000 CitiBank Platinum card. There should be more credit counseller's like you. Once again, I want to thank you for making my experience in dealing with R.M.C.N. Credit Services, very pleasant and worthwhile. THANK YOU VERY MUCH!!!!

My name is L White II. Since working with Joe Camacho and RMCN my whole life has changed. Before I even knew what credit was or how important it was, my credit was bad. The reason was my father and i shared the same name and as a result a lot of the negative info that was on my credit report belonged to my father. I can’t tell you how many times I’ve been denied for credit cards, auto loans, and even cell phone plans. At the age of 19 I was looking to purchase my first car, after being denied at several dealerships and banks. I went to drive time, a place where people buy cars that have no credit or have had past credit issues. I ended up getting approved with them, but at a 21.77 % interest rate on a 2002 Chevy Malibu that was listed at 14,000 with 77,000 miles on it. When it came down to it, I was paying $388 on a car that was only worth $150 a month.

After about going 5 years and not being able to receive financing on anything, my co worker told me about a program with RMCN that would totally repair my credit, by removing negative or incorrect info as well as helping me build positive lines of credit. Just like anyone I was skeptical, thinking to myself this is a scam. But I called Joe Camacho and talked to him for about 45 minutes he explained everything in a way that I could understand, and gave me plenty of payment options. A day later I was enrolled in the program. The most important thing about this program is staying on top of the paper work you receive from collection agencies and the credit bureaus. Joe told me each time I received something to make a copy file it for my own records the forward him the originals. On top of  Joe removing all the negative info off of my credit report, he was able to help me open a few new accounts to help me build some positive credit.

After six months of working with Joe I now have a brand new car with a 5.92% interest rate, I was approved for a $5000 line of credit at a few electronics stores, I have a credit card, and I can finance just about anything else I need or want.

If you want to change your current financial situation, and your future Joe Camacho and RMCN are definitely the people to help you achieve success. Below are pictures of my old/new car as well as my credit summary before I met Joe Camacho and my summary when I was done with the program.

     Thanks Joe and RMCN

CREDIT SUMMARY

(AS OF 02/18/2010)

·         EXPERIAN-622

·         TRANSUNION-569

·         EQUIFAX-535

·         TOTAL DEBT $1,929

·         ACCOUNTS IN COLLECTION-18

·         LATE PAYMENTS-21

·         INQUIRES-2

·         DELINQUENT CLOSED ACCOUINTS-7

(AS OF 08/17/2010)

·         EXPERIAN-632

·         TRANSUNION-706

·         EQUIFAX-694

·         TOTAL DEBT $0

·         ACCOUNTS IN COLLECTION-3

·          LATE PAYMENTS-9

·         INQUIRES-0

·         DELINQUENT CLOSED ACCOUINTS-1

From: Joseph V
Sent: Monday, October 11, 2010 9:56 PM
To: Lori Boyce
Subject: clarification

Lori,

I just wanted to make sure we are on the same page.  I finished out all six months of our agreement and am going to be out of the program, correct?  We spoke before and you told me that September would be the last time any monies would be deducted from my account.  I just wanted to double check.  I also wanted to thank you for your services, you really helped out and I couldn't be happier with where I am now credit-wise.

Thanks again!

Joseph

From: Celestine P
Sent: Friday, October 08, 2010 8:19 PM
To: Jason Wood
Subject: RE: Completed: RMCN agreement

Hello again,
 
I know we spoke only a few short minutes ago, but I just wanted to tell you that I am so, so happy that we are working together.
 
My husband and I are really happy to have established a working relationship and friendship with you and RMCN, and we look forward to a rewarding 6-months (or however long it takes).  We are 110% comfortable with your ability to assist us and feel that you have been nothing short of honest about the process and your ability to help me.  We feel the monthly maintenance and retainer fees are more than reasonable, as we were sure it was going to be much more expensive.  We are also impressed with RMCN's willingness to break the retainer fee into partial payments and allow me to actually begin the program immediately with just a prepayment of the maintenance fee.  Not many companies, if any, are willing to perform these types of services before they have payment in hand (not including automotive service departments - I thought you'd get a kick out of that).  This willingness to do so only serves to strengthen our confidence in the services you and RMCN provide for your clients.  We are truly happy to be included as one of your newest.
 
On a personal note, you are so personable and knowledgeable, not to mention a pleasure to talk to. Your ease in the way you talk to and relate to people is an asset that is lacking in so many people who provide customer service these days.  After hanging up the phone, I thought to myself "Wow, I feel like I just finished speaking to an old friend".Chuck really appreciated the fact that you did not attempt to enroll him in a program that he didn't need and that you were up front about exactly what he has to do in order to increase his score.  I explained to him that during our initial conversation you assured me that you (and RMCN) would be 100% honest and let me know whether you could actually help me reach my goal or not and that you would do the same after you had a chance to look at his report as well.   His reply was that people tend to tell you one thing but when it comes time to deliver they don't or there are additional stipulations.  This ability to keep promises and conduct yourself ethically and with 100% honesty has won my husband's confidence in a program that he was a little skeptical at first glance.   
 
Again, I look forward to a rewarding relationship and I am 100% confident you and RMCN will do all that you can (within reason) to help repair and re-establish my credit.

I will be sending the requested documents to you via facsimile tomorrow.
 
Thank you so very much for the work that you and RMCN do to help people like me in this situation.
 
V/R
 
C Phill

Date: Fri, 24 Sep 2010 20:31:24 -0700 (PDT)
From: Lisa L
Subject: Re: Have you re-established any positive credit?
To: Lara Harrison

i  will have to discuss new things with dennis. our credit scores jumped pretty good in 45 days and we have been prequalified for a loan. we are close to choosing the house we want. maybe even as early as sunday we will know. getting 4.75 interest rate... thats decent ,huh? anyway we are gonna keep plugging away.... sending you guys everything we get in the mail. its working... its really working! gonna be able to close on a home soon. dennis says before the end of next month we should be in our new home. what do you think of that? thank you lara for your help. i have suggested your services to many people. i know that two people are definitely gonna contact you soon

thanks lara,

Lisa

From: N Keith
Sent: Saturday, September 18, 2010 1:46 PM
To: derek shaw
Subject: Very Please

Hi Derek:

I wanted to let you know that I am very pleased with the results that we have gotten in the 90 days of me being in the program. As you know I was a little weary at first but it was because of your assurance that I decided to enroll. In addition, I must add that when I started in the program my scores  were 569,565 and 543. As reporting taking from truecedit.com as of 09/18 my scores are as follows: 666, 681 and 699. And  I must say that this is the best investment that I have made in  a long time in my future. As I say to you each time I speak with you, keep the excellent work up Derek!!! You are excellent at what you do and the level of customer service  you provide is unreal in this day and time. I  am looking forward to the day where I have perfect credit again!!! Thanks in advance.

N

From: Andrea L Jones
Sent: Saturday, September 25, 2010 11:11 AM
To: Nikki Harris
Subject:

Hey, Nikki!

Thanks for all your help with Diane J!  It looks like we’re on our way to a closing.  I’ve really enjoyed working with you!  I’ll be in touch with you from time to time about the Parkers too.  And I’ll continue to send you referrals!

Have a great week!

Andrea Jones

New Homes Consultant

From: Daniel S
Sent: Monday, September 20, 2010 8:51 AM
To: Cody Adair
Subject: Smith Daniel

Hey man just wanted to say thank you for helping me out with all this credit stuff....I was able to wal onto AT&T get a new phone and put no money down!!! Let me know if you guys need any info for the credit companies!!!!

Daniel S

From: ****ste***@att.net
Sent: Sunday, September 19, 2010 6:19 PM
To: Cody Adair
Subject: Re: Good place to pull credit

Cody,

I pulled my report from myfunding and here are the results.

Equifax 774

Experian 707

Transunion  714

I am extremely happy with these, and after 2 months this is awesome. Thank you very much, I spent all weekend telling friends and family about the results of the credit Cowboy.

James

From: g********@yahoo.com
Sent: Wednesday, September 15, 2010 8:53 AM
To: David Harry
Subject: Re: Follow Up

David,

First off let me start by saying it was a pleasure meeting you, you have been 100% honest and up front with me and my wife.

At first I was not sure if RMCN would work but after this experience, I would recommend it to anybody, this program is AWESOME! I was hoping to have decent credit by the end of this program but with your advice and the hard work your people put in I have Good Credit and now I have the tools in place to secure my future financially and I have gained knowledge that will help me to achieve my goals for the future.

Don't think about the money think about your future, is what I would tell anybody who is thinking about joining this program. it won’t happen over night but if you follow the directions of David and RMCN you will

Thank you again,

 
Ambrose

From: Andrew S
Sent: Friday, September 10, 2010 1:28 AM
To: Mike Doyle
Subject: Re: Rebecca, you are nearing the completion of our program.

Mike, thank you so much for everything you did to help both of us. We could not have achieved this without you. Our house is wonderful and we can finally do things that before were a dream. Thank you so much. We will be referring your company to everyone we know that is in a similar situation with their credit. What was amazing to us is how things we thought would help our credit and even were told would help, actually hurt us. With the recovery you have helped us gain and the knowledge of how different activities affect your credit that you have given to us, I think we can continue to build our credit scores higher and higher. Thank you again. If you need anything from us, please let us know. Thank you again.

Andrew and Rebecca S

From: Joyce T
Sent: Wednesday, September 08, 2010 2:57 PM
To: Paul Clemons
Subject:

Paul, I have been telling anyone I hear talking about their credit scores being too low to get anything to get in touch with RMCN, but, so far, no takers.  Just because I'm no longer needing your services, does not mean I will stop trying to send business to you.  I told Kevin English how much I appreciated what RMCN was trying to do for me and how helpful y'all are.  Now, that I have seen my new credit scores, I am even more amazed by the superior job performance of all the employees at RMCN.  Never did I think I would come close to qualifying for a refi on my home, especially not in 3 months' time, which is all it took y'all to accomplish this feat.  I believe my lowest score is now 639, and I didn't come close to that before you. Thanks again for a job extremely well done.  Give yourselves and each other a big pat on the back - you have one ecstatically happy and satisfied customer in me.  Thanks again.  You ought to be able to sleep at night, for y'all do your jobs well every day.     

Joyce T

From: Rod S
Sent: Tuesday, September 07, 2010 12:50 PM
To: Brandon Dunn
Subject: thank you

Brandon,Sorry I took so long to get this message to you.I want to thank you for all the good work that you did for me. I was able to buy a 200,000 home and low interest rate credit cards from two major credit unions. I want to thank your crew as well. 

From: John V
Sent: Wednesday, August 25, 2010 3:34 PM
To: Cody Adair
Subject: RE: John, Thank you for your business.

Thanks for all the help Cody.

I was able to trade in my 07 Ram 2500 for a  new Ford F250 a few weeks ago.

We also are going to do a refi on our home. My credit score was at 729 as of last week.

Thanks again,

John

8-24-2010
To Lara Harrison,

I am a single mother that lived in a two bedroom apartment. My son is 19 months old he's very ambitious and full of energy. Being a mother was the best thing that ever happened to me. Starting two years ago I wanted to buy a home so that my son could run back and forth in a backyard to experience the freedom of being a child. One thing that held me back from accomplishing this goal was my credit score. My lender Martha referred me to Lara Harrison; she was a saving grace sent from God himself to help people like me. I didn't know one thing about a credit score or the value of it. Lara was kind, patient, and charismatic to all my needs. When she first pulled my credit score up the lowest score was in the low 500s. I needed at least a 620 or higher before I could even make progress on buying a home. I signed up for the 6 month program with RMCN. I just closed on my first house on August 12, 2010 in Crandall TX. The emptiness in my heart was filled with joy when I got to see my son play in the front yard in the sprinklers for the first time. I couldn't have been more happier than I felt that day; all this wouldn't have been possible without the help from Lara. I would recommend this company to any one because they take value and time to help accomplish your goal. My score know is setting at a 746 which is amazing thanks to RMCN.

THANK YOU RMCN GROUP FOR MAKING MY DREAM COME TRUE!!!!!!!

Thank you Lara Harrison from the bottom of my heart,
Miranda B

From: Robert R
Sent: Tuesday, August 17, 2010 5:04 PM
To: Joe Camacho
Subject: from Roberto R

From: Sam English
Sent: Tuesday, August 17, 2010 12:38 PM
To: Lara Harrison
Subject: Danny K

Hey Lara,

So sorry that I forgot to tell you, but I wanted to let you know that I pulled a new report for Danny K,  and he is there! His score is at a 650, so that is fantastic! He knows that his score is there, but to be honest,  I do not want to encourage him too much because I would really rather he take the program to the full 6 months just to be sure that nothing happens during the time that he is building his home,  but that is of course up to yall.

I did at least want to let you know, though, that you did it again!   Thank you so much!

Sam English

www.YOURLOANTIPS.com

From: Leon W
Sent: Friday, August 13, 2010 9:51 AM
To: Lara Harrison
Subject: Thanks a million

When i contacted RMCN in December of 2008 I had no idea how bad my credit really was but, I knew that if I had a chance at a great life I needed to restore my credit. When you pulled my credit I must admit I was really and truly shocked. My credit scores were 540 on Exeprian, 418 on Equifax, and 461 on Transunion. As of July 26th, 2010 my score are 681 on Equifax, 667 on Equifax and 647 on Transunion. I personally never thought I would ever get this close to 700. I have enjoyed new credit and credit increases  and, I am eligible to buy a home when the time comes. Thanks so much for your help! It has made my dreams come true.

Sincerely,

Leon W.

From: Katie Tatum
Sent: Tuesday, August 10, 2010 8:43 AM
To: Lara Harrison
Subject: Re: RMCN Results Update for Kathleen E

From: Timothy F
Sent: Wednesday, July 28, 2010 6:16 AM
To: Michael Stockton
Subject: Re: Timothy, I wanted to stay in touch

Michael,

   I want to tell you thank you for all your help. I will tell people about RMCN. Again thank you for everything.
 

Timothy F

From: Nicole D
Sent: Thursday, August 05, 2010 12:16 PM
To: Erinn F
Cc: Lara Harrison
Subject: Reference to RMCN

Erinn,

I have copied Lara on this email as well. I signed up with RMCN in February, and cannot believe how much they have helped my credit. I primarily work with Lara, who is great! The way it works is she will give you a consultation about the services, and you can also view the website for additional information. There is an initial payment, and 6 months following that, but Lara can explain all this to you. Keith joined in May and he has been pleased with the services also. Here is Lara's information below. Good luck with everything, Keith and I are doing this also to improve our credit in order to purchase a home.

Nicole D

From: mindy e
Sent: Wednesday, August 04, 2010 2:59 PM
To: Joe Camacho
Subject:

Thank you Joe!This is only my second month and already   2571.00 deleted, not to mention 60% of all three credit bureaus deleted.
Truly Amazing!!

Mindy

From: Debbie R
Sent: Wednesday, August 04, 2010 11:31 AM
To: Joe Camacho
Subject: Testimonial

Hi Joe Camacho,

I just wanted to give you and the RMCN team a big thanks for all your hard work. I have to admit that in the beginning I was very skeptical about investing my money into your program. I was afraid as many are, especially being a single mom with three kids on one income. Honestly I was afraid of getting ripped off. But after talking to you, I knew what I had to do. So I decided what the hell, why keep making these finance companies richer with my hard earned money by paying higher interest rates because of my bad credit and why not invest it into your program and not only get a higher credit score but also get better interest rates. I have to say that I have been in the program for 4 months now and I have had amazing results and couldn’t be any happier. So if there is anyone out there with any doubts about your program, all I can say is that the only thing you have to lose is deletions on your credit report and the only thing you will gain is points towards your credit score. This is the best investment I have ever made. Once again, thank Joe Camacho.

Debbie 
 

From: Tim P
Sent: Tuesday, August 03, 2010 9:07 PM
To: Mike Doyle
Subject:

thank you rmcn, for restoring my credit. thanks to your quickness too, i was able to get my beautiful new home in time for the tax credit refund. my wife and i couldn't be happier!!! thanks again. :)

From: Justin B
Sent: Tuesday, August 03, 2010 8:21 PM
To: David Harry
Subject: End of program

David,
Let me start by saying what a great job RMCN was able to do with my credit. I feel like you all did what you said you would from the start, and I am truly a satisfied customer!
 
I would like to terminate the program at this time. I feel like I could use the monthly fee to do some other things with, like getting my pre paid credit card to help bolster my credit score.
 
I am not sure if I still pay one more time this month, or not? Anyway, just let me know.
 
I will surely send you referrals for anyone needing this type of service in the future.
 
THANKS DAVID!
 
Justin B

From: Jennifer D
Sent: Friday, July 30, 2010 6:15 PM
To: Joe Camacho
Subject:

Joe you were right! I can't believe how many accounts have been deleted in just the first round! I'm so glad I didn't listen to everyone telling me not to do this, that all these places are just scams. I looking forward to the day my husband and I could pick out my first home. Once again THANKS RMCN!

From: Michael T
Sent: Monday, July 26, 2010 4:01 PM
To: Brandon Dunn
Subject: RE: Michael, I wanted to stay in touch

Brandon,

Yes you are correct.  My score has jumped up the 690 mark, which is much better that 480 as when we started this process.  Thanks again and you can count on me for any future referrals.

Thanks
Mike T

From: Shawn L
Sent: Monday, July 26, 2010 5:00 PM
To: Cody Adair
Subject: RE: Shawn, this is Cody with RMCN Credit Services in McKinney,TX

Hey Cody,
 
I just wanted you to send me some business cards for me to pass out to my friends and family. I pulled my credit score for the first time last week. It has improved tremendously so far. My Transunion score has increased by 86 points and my Experian score has jumped 97 points!! My Equifax score has improved by 50 something and it's only been 3 months!
 
Thanks for all your help!
Shawn
 

From: Jeff Dobbs
Sent: Wednesday, July 21, 2010 2:55 PM
To: Jason Wood
Cc:
Subject: Ray O new Trimerge

Mid score is now a 663 !! Previous mid score was 571 a few months ago … a 92 point increase !!

Way to go Woody

Thank You,

Jeff Dobbs

Sr. Loan Officer

Cadence Lending Group

From: Ian T
Sent: Monday, July 19, 2010 10:53 PM
To: j.camacho
Subject: Testimonial

When my friend who was already in the program told me about RMCN I was excited but a little skeptical.  Being in Seattle, RMCN was based half way across the country so I feared that I would just become another name on a list.  I decided that I would at least do a phone consultation and see what it was all about.  I got the pleasure of working with Joe Camacho and all of those doubts were erased immediately.  Joe made everything so easy and explained everything step by step to me. I decided to move forward with enrolling immediately and have never doubted it.  Joe has made it seem as though they were just down the street with constant phone calls and emails explaining progress and what they were doing on my behalf.   Never have I felt brushed aside and he is always there to answer any questions and concerns I may have.  Not only has it been easy and a pleasure but I have had amazing progress so far I never thought I could achieve.  I have around 70% deletions of negative items on all 3 credit bureaus and have gotten new lines of credit opened to boost up my credit score.  This is all after about 5 months and we are still going strong.  My only regret is that I never found out about this sooner.  If you are having any doubts about enrolling or feel skeptical DON'T.  You'll be in great hands with Joe Camacho.  Thanks Joe!

From: Joyce T
Sent: Monday, July 19, 2010 5:06 PM
To: Kevin English
Subject:

Hey, Kevin -

I don't remember, for sure, how long we've been working together now, but it hasn't been very long, especially, for the amount of progress you and RMCN have made with my credit reports.  When I bought this house in August, 2008, I couldn't believe I was approved for the loan. Now, despite the fact that I have not had even one late house payment, and only two payments made as late as the exact due dates, no one will refinance my mortgage because of my credit scores being so low.

I got in touch with a man, named Blake Sherbert, who said he had a friend who might be able to help me. I remember thinking that he was just trying to get my hopes up, for whatever reason, because I had tried so many different places to get a refinance, and none of them worked out.  Blake was my last attempt for a refinance. His friend turned out to be you and RMCN.  I was, totally, impressed with the info you sent about the history and stability of the company. My last attempt has turned out to be the blessing I was asking for to get my mortgage payments down.  I never dreamed my credit scores could be improved in the process, let alone, improved immediately. You have been a profesional I've truly enjoyed working with, and more than overshot my ideas of what you could do.  With very little effort on my part, and just following your suggestions and instructions, you have turned my life around.

All I've had to do is make copies of the hills of paperwork I've been sent and get the originals to your company to go forth with the information.  I have a significant file here on the line of work y'all have done.  Blake has kept me apprised of any and all deletions to my credit ereports, and it seems an unending list of deletions that have been made to my credit reports.  I can see only good coming from the results of your company's work.  I believe I will qualify for a home mortgage refinance, as well as enjoy the type of credit that I left with each of my ex-husbands.  I thought a divorced woman had no possibility to have  good credit, but RMCN has shown me differently.

I want to thank you, Kevin, for being so easy to work with, so helpful with advice to enhance my credit, and so professional to, also, be able to laugh with me and add a little levity to make a serious undertaking a lot easier to get through.  KUDOS to RMCN, and Kevin English.

Joyce T

Pottsboro, TX

19 July 2010

From: Mike Angelo
Sent: Sunday, July 18, 2010 10:39 AM
To: David Harry
Subject: Re: Follow Up

From: James P
Sent: Saturday, July 17, 2010 12:04 AM
To: 'Lori Boyce'
Subject: RE: James P Credit Report - Looking much, much better

Hi Lori,

I applied and was approved for $3,000.00

Thank You,

James P

From: Diana G
Sent: Friday, July 16, 2010 3:10 PM
To: Joe Camacho
Subject:

I have only been a part of the program for two months and I am already beginning to see deletions on my credit reports as well as updates that also help my credit score. Joe has been extremely helpful in answering all my questions and always returns my phone calls promptly. I'm very happy with the progress and am super excited to see my final credit score. Good job Joe! :)

From: bd********@tx.rr.com
Sent: Friday, July 16, 2010 11:37 AMTo: David Harry
Subject:

David, Sorry to have not kept in touch, but it's a busy time for me. I do want to thank you for all the good work you did for me. By the time I was done with your program I was able to buy a house with a low interest rate (5.0%).

I have given your information to a friend and hope she will give you a call soon.

Brian D

From: Tesa K
Sent: Thursday, July 15, 2010 1:29 PM
To: Joe Camacho
Subject:

You were right! I just received an update from the credit bureau and they deleted several of my delinquent accounts! I didn't think it would happen after just one month but it did!! I am super excited because as you know I'm not only doing this credit repair for myself, but also for my kids. I think I can still be a great role model for them even as a struggling single parent, and this just goes to show that there is hope! My plan is for us to be in our dream home soon and you are helping to make it a reality!

Tesa

From: Dave Myers
Sent: Thursday, July 15, 2010 9:55 AM
To: David Harry
Subject: Status

Good morning David…

See below…another satisfied client…

Also, I’ve been talking with Dale D and think we have a great solution for him! Dale and Sydney are now both at 688 FICO, and were extremely positive about working with you! Great job!

Have a great day!

David J Myers

Mortgage Banker

Affiliated Bank Mortgage Lending

144 Old Town Boulevard

Argyle, Tx 76226

From: Mary S
Sent: Tuesday, July 13, 2010 8:09 AM
To: Client Services
Subject: RE: RMCN Results Update for Mary S

Hi Lori, how are you? Are we coming to the end of my contract yet? I must say you have done a great job. 

Mary

This letter is to acknowledge what a great job Joe Camacho and RMCN does with my customers I send him from Fairway Mortgage. 

I have been in the business 15 years and have never had much luck with credit repair companies or people until now.  They always seem to charge a lot of money, produce no results, and then leave the company.   

This is exactly the opposite with Joe and RMCN.  I have referred at least ten people to Joe and he keeps me up to date on each customer and their progress.  He has been able to set a target score for each of them and hit it as long as they stick with the program. 

Each person’s credit history is different and has individual needs, stories, and circumstances.  Joe takes the time to find out the problems and then creates a plan that is tailor made to improve their scores.

In today’s market credit repair is an essential element of a mortgage lender’s business plan.  Even people with 620+ credit can be scrutinized with disputes, collections, charge off’s, judgments and a whole host of other credit issues which are now relevant in underwriting.  Gone are the days of easy approvals, stated income, and sub 500 credit score approvals.  Fannie Mae and Freddie Mac require letters of explanation on all parts of a credit report and a clean credit report is paramount to underwriter approvals. 

Another new development in mortgage is a tiered rate schedule.  This means you get better rates for better credit scores.  Having an expert on your side improve your credit scores pays for itself quickly in the amount of interest you pay over time. 

I whole heartedly recommend Joe and his company and will continue to send my client base who need credit improvement to him. 

Sincerely

Patrick Kirby
Mortgage Banker

Direct: 972.899.5161
Fax:    972.899.5152
Email: Patrickk@fairwaymc.com

Apply On-line at: www.fairwaypatrick.com

From: Michael T
Sent: Friday, July 09, 2010 4:25 PM
To: Joe Camacho
Subject:

From: kyra*******@aol.com
Sent: Friday, July 09, 2010 12:18 PM
To: Joe Camacho
Subject: Re: Joe's Email

Thank you so much for all you hard work. I had 3 creditors showing bad debt on accounts that I had paid off. With your help I now have a perfect credit record and a great credit score.

From: Jill W
Sent: Thursday, July 08, 2010 3:03 PM
To: Mike Doyle
Subject: Great help

Mike,

We are totally impressed with the help of RMCN. We lowered our mortgage interest rate by 4 POINTS!! Not to mention how the credit card interest rates fell as well! And all of this in less than three months.... We are so amazed by how wonderfully the program works.

Thanks!
Jill and Stan W

From: warren h
Date: July 7, 2010 8:30:54 PM CDT
To: ashley lamonica
Subject: thank you

Ashley,


I would just like to thank you and your team at RMCN for all the hard work yall have done in getting my credit repaired.  I personally know that you alone have spent hours and hours on the phone with my creditors to get inaccurate information off of my credit.  I only had 2 months to get my credit where it needed to be so i could purchase my first home.  Within the first month i could already see changes in my credit report.  The second month my credit score jumped way more than expected, because your team constantly stayed on top of everything.  The money i spent was well worth every penny.  This program produces very good results. I would recomend this program to anyone!  Your program helped me purchase my home and repair my credit to an unbelievable status.



                                          Thank you

                                          Claude H

From:Jess
Sent: Sunday, July 04, 2010 5:57 PM
To: Joe Camacho
Subject:

Thank you Joe for helping me these past few months! Not only have you been helpful in repairing my credit you have also been able to tell me what is smart and not with money. I started out with a score that is below 600 and now within a short 43 days I have deleted over 30% of my bad credit! I didn't think that it was possible but you have helped me it is! I didn't believe anything about the program but it has turned out to be so far all real! Can't wait to see the final score.

Thanks again Joe!

From: F, Jeffrey
Sent: Tuesday, July 06, 2010 11:00 AM
To: Joe Camacho
Subject: RMNC Recommendation

RMCN has really helped with my credit issues. My credit score started out in the low to mid 500's and are now in the low to mid 600's. They're expected to go up in the very near future with Joe helping me open 2 new lines of credit. I started out with 23 collections owing $3,492 and now I'm down to 2 collections owing $144. That alone has paid for my participation in this great program. I started out with 47 late payments and I'm down to 18. Joe has really helped me start over and get a fresh start. As with starting over with anything it very exciting and I feel like I'm getting a new lease on life. I would recommend this program to anyone who is really serious about correcting their credit. Thanks Joe and RMCN!

Jeff

V/R
Jeffrey F

From: F, Maria
Sent: Wednesday, June 30, 2010 4:32 PM
To: Ann Spaight
Subject: Thanks a million!

Hi hope you are doing well!

I just now got around to writing this very important THANK YOU note…I have had so many great things happen since I completed this program!
I'm excited and so grateful for your services, below is a list of all the wonderful doors that have opened up.<

1.Capital one credit card 1500 limit WOW
2.moved to a beautiful apt complex NO deposit No App fee No 1st month W.A.C
3.refinanced my Toyota corrolla from 18%APR to 10% APR :'}
4.refinanced my Kia Sportage from 18% APR to 10% APR also with capital one auto finance!
5.Instant Approval for JC penny card $700 limit
6.Conns appliances for 0 down ….in the past I had to pay half that’s right HALF up front.
7.Got hired on with a great company that required a clean background/criminal and credit checks!
8.(my favorite) CARE CREDIT! I think you can guess what that’s for ;-}

I am happier and more confident every single day I am careful, more alert.
I tell all those with credit issues about you guys! Awesome work….it only took 6mos to see results and in 1 year I went from a 550 credit score to 745.

Maria.

Plano, TX

From: Matt Lamoreux
Sent: Thursday, June 24, 2010 2:28 PM
To: 'Crystal Chavez'; 'Sommer McDougal'
Cc:
Subject: RMCN/Flagstar success story

I want to tip my hat to Mike Doyle with RMCN, and Jay McArthur from Flagstar for a job well done with a recent client.  To make a very long story short, Jay was able to clear a condition that had previously killed the loan.  Between the time that the loan fell through and Jay brought it back to life, Mike Doyle with RMCN came into the picture to help raise the scores for our client.  The bottom line is that our client’s credit scores went up pretty dramatically, and the loan closed even though we thought we had exhausted all of our options to get it done.  Thanks again Jay and Mike!

Matt

Matt Lamoreux
PrimeSource Mortgage
1510 E. 20th Suite A
Farmington, NM  87401

From: Carlos M
Sent: Thursday, June 17, 2010 8:25 AM
To: Louis Pujol
Subject: Recommendation

Louis,
Thanks again for all your help, please let me know if I need to sign anything to confirm the following statement:
 
With the volume of correspondence my account has generated within the past few months working with RMCN, it would take a small business to keep up. In addition, Louis Pujol has treated my credit rating as if it were his own. Constantly keeping me informed, calling on various follow-ups, and continuously building a great business relationship.  I strongly recommend the RMCN group for anyone serious about correcting credit deficiencies.

Carlos< M

From: Dlrieff
Sent: Tuesday, June 15, 2010 2:00 PM
To: Mike Doyle
Subject: Another success story

Mike,

Attached is the credit report for Stan and Jill W that you started working with in March of this year.   Clean report, disputes resolved and scores up.   doesn't get any better than that.   they are very grateful that your work has allowed them to refinance their home and get their monthly payments down.  I am very appreciative because you make me look like a genius!!!

Thank you,
David Rieff
PrimeSource Mortgage
5410 S. Bell Street, Suite 217-A
Amarillo, TX 79109

ph # 806-356-6797

From: Betty E
Sent: Friday, June 11, 2010 2:15 PM
To: Joe Camacho
Subject: Testimony

I have been working with my counselor Joe at RMCN for approximately 5 months. With Joe's dedication to my case, my credit scores have increase by the following points:

504 to 604 (up 100 points)

533 to 603 (up 70 points)

478 to 580 (up 112 points)

These scores will continue to go up as more items are deleted from my record and I began to re-establish my credit history over the next few weeks.

I told a friend about this company when I began the program. She was skeptical and decided not to get involved right away. She took advantage of the fact that she could see what the program did for me before she invested. I could not blame her because like her, I have had some bad experiences with companies who promised results and did not, and have even heard it said that these company's are all scams.

I felt I had no choice but to take a risk, and I am so glad I did. When I called my friend yesterday to give her a update, she was so excited that she immediately requested Joe's number and cut our call short to speak with him. Now, like me she is on her way to getting her life back again. There is no better feeling than knowing your credit is no longer problematic and that you can buy the things you need in life without excessive interest rates. Rather than hearing NO! NO! NO!, I can now hear Yes! Yes! Yes!

I can never say enough about how this program is changing my world. Thanks so much to Joe and RMCN for their devotion and professionalism.

Sincerely,

Betty E.

From: Harrison, M
Sent: Friday, June 11, 2010 7:32 AM
To: Blake Peckham
Subject: TESTIMONIAL

Good morning Blake,

I remember back when I started this process you had to stay on me to get out of the rutt and enroll into RMCN Credit Service Program.  I was very skeptical about getting in to the program. Now as I look at I'm about to close on your home loan and is in the position to purchase a vehicle I feel extremely proud of myself for taking a leap of faith that most people are scared to do.  I am no longer in the same dead end bad credit position anymore.  Thank you  Blake for assisting me in this process.  This is my testimonial of my experience and what has happened to me as a result of taking advantage of the opportunity RMCN had for me. Now i am in a position to purchase various items that i couldn't do in the past.  (SMILE)

Thank you Blake ..   M H   6-11-10

From: Kathy G
Sent: Monday, June 07, 2010 5:49 PM
To: David Harry
Subject: Re: Kathleen, I wanted to stay in touch

From: Michael G
Sent: Tuesday, June 08, 2010 8:16 AM
To: Joe Camacho
Subject: Credit Report

Hi Joe,

Just wanted to thank RMCN Credit Repair and you, for doing such an outstanding job on my wife and I's credit report. I am so pleased and satisfied with your all's continued commitment for excellant results.

Again, my wife and I sincerely thank RMCN and you Joe.

Respectfully,

Michael G

From: Carolina C
Sent: Friday, June 04, 2010 11:05 AM
To:Cody Adair
Subject: Looks good

Original scores 

Experian 524                           now        620 = 96 point increase

Equifax 585                             now       646 = 61 point increase

Trans Union 504                      now        661 = 157 point increase

From: Jessica H
Sent: Friday, June 04, 2010 8:40 AM
To: Joe Camacho
Subject: RE: Question

Ok as per identity guard as of 05/17

Equifax: 610 up 72 points

Experian: 613 up 91 points

Trans union: 597 up 66 points

Average was 530 is 606 up 76 points

Not bad J

From: Amy R
Sent: Thursday, June 03, 2010 3:04 PM
To: Joe Camacho
Subject: Thanks Joe!

From: Drew Houck
Sent: Wednesday, June 02, 2010 12:28 PM
To: Vicky Hinojosa
Subject: Sorry I've been extremely busy.....hope this helps!!

I have been very pleased with the results I have seen from my clients who have signed up with Vicky H. at RMCN. This is a credit service company you can truly turn to when you need help cleaning up your credit. RMCN has helped many of my clients be able to fulfill their dream of purchasing their own home by getting them to the approval level we need in our mortgage business. Global Mortgage Link, LLC appreciates all the help & will continue to send clients there way!!

Thank you,

Drew Houck

Global Mortgage Link, LLC
"Let Our Door Open Yours"
Tel: (270) 753-7407
Web: www.globalmtglink.com

From: April Y
Sent: Friday, May 14, 2010 11:17 AM
To: Nikki Harris
Subject: Re: April, I wanted to stay in touch

Hello,

How are you doing, Im very pleased with the business ya'll doing an excellent job.

1. Please tell us how you feel about the customer service at RMCN and the quality of our program.

2. We understand that times are tough, economically, right now. Are you or anyone you know in need of our services?

3. Please tell us any additional comments that you have.

From: joseph m
Sent: Monday, April 12, 2010 10:01 PM
To: Louis Pujol
Subject: RMCN

I can't say enough about the results received so far...This is the second company I have used in the past five years and within the first 30 days I received more results with RMCN than the other Dallas based company (no longer around). The money spent is well worth it. I know the emphasis is on credit repair at RMCN but what is not being toted enough is customer service. I value customer service and am always paying attention to how my money is being spent. I can say without hesitation RMCN has high standards and you have provided excellent client assistance.

Thank you Louis for answering my calls, calling me back with answers to my questions and providing all around great quality care. I always talk about you guys and the ladies in the back. You guys are the real deal.

From: Young, A
Sent: Friday, April 09, 2010 12:13 PM
To: Nikki Harris
Subject: Hello
Importance: High

That report looked awesome... 19 deletions off of my credit, thank ya'll so much!!!

I have to admit if feels really great not receiving a bunch of collection letters in my mail every day...

Thank you for your service:

A Young

From: gary h
Sent: Friday, April 09, 2010 9:55 AM
To: Jason Wood
Subject:

Woody,
Just wanted to let you know that your diligent work has increase my credit scores over 100 points and changed my credit rating seriously. Thanks for your work and I will refer anyone that needs credit repair to you. Please end the program this month as I am greatly satified with the results!!!

Gary

From: Jerry M
Sent: Friday, April 09, 2010 8:44 AM
To: Blake Peckham
Subject: End of contract and letter of recommendation

Hello Mr. Peckham,

I have signed papers for my home loan!  Without a doubt it would not of happened without the services of your firm. I will gladly recommend RMCN to others in need of credit report help.  You have my full permission to use my name.

I just received notice for the monthly payment for April 15th. Wondering if the last and 6th monthly payment amount of $109 for May 15, 2010 will be necessary since no further services are needed?  Just budgeting my money. All work has been completed!  You can email me back or call my cell if you wish to talk  918-***-****.  Thanks for all you and your fellow workers have done.

Jerry M

Tulsa, Ok

From: Kathy g
Sent: Thursday, April 08, 2010 2:34 PM
To: comments
Subject: Compliment, Comment, or Concern Contact Request

Below is the result of your feedback form. It was submitted by (kathyg) on Thursday, April 8, 2010
at 15:33:46
--------------------------------------------------

submission: Complement, Comment or Concern Contact Request

First_Name: Kathy

Last_Name: G

Telephone: ***-***-****

Comments: Thanks to RMCN, I am able to buy a home, closing tomorrow! My new address, for your records, is 2707 Ri********r, Dallas, TX 75228