TRANS-ALERT^SM Messages

TRANS-ALERT^SM Messages

Possible Explanations

Suggested Actions

TRANS-ALERT^SM: (#) Inquiries in last 60 days

Legitimate: 

  Applicant's lifestyle change prompted need for multiple accounts

To Be Verified: 

  Applicant used "shotgun" approach to obtain as much credit as possible

  Verify accuracy of operator input.

  Contact applicant to review need and ability to pay

TRANS-ALERT^SM: Current input address does not match file address(es)

Legitimate: 

  Operator made data entry error

  Applicant has recently moved to a new address

To Be Verified: 

  Applicant used another's identity

  Verify accuracy of operator input.

  Contact applicant to review information

TRANS-ALERT^SM: Input surname does not match file surname

Legitimate: 

  Maiden name

To Be Verified: 

  Subject uses AKAs

  Verify accuracy of operator input.

  Contact applicant to review last name information

TRANS-ALERT^SM: Input subject SSN does not match file SSN

Legitimate: 

  Operator made data entry error
To Be Verified: 

  Applicant used a fictitious SSN

  Verify accuracy of operator input.

  Contact applicant to review Social Security information

TRANS-ALERT^SM: Input spouse SSN does not match file SSN

Legitimate: 

  Operator made data entry error
To Be Verified: 

  Applicant used a fictitious SSN

  Verify accuracy of operator input.

  Contact applicant to review Social Security information

TRANS-ALERT^SM: Current input zip code invalid

Legitimate: 

  Operator made data entry error
To Be Verified: 

  Applicant used an incorrect or fictitious zip code

  Verify accuracy of operator input.

  Contact applicant to review zip code information

TRANS-ALERT^SM: Previous input zip code invalid

Legitimate: 

  Operator made data entry error
To Be Verified: 

  Applicant used an incorrect or fictitious zip code

  Verify accuracy of operator input.

  Contact applicant to review zip code information