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How Long Items Stay on a Credit Report
The court record of a bankruptcy may remain on a credit report for ten years following the discharge of the bankruptcy. Most other negative credit activity listings may remain for seven years from the date of last activity. The seven-year-clock is reset whenever you generate any activity on a non-delinquent account, including making a payment. But once the account has gone and remained delinquent, the clock cannot legally be reset. Most credit inquiries for new credit remain on record for two years.
RMCN Credit Services1611 Wilmeth Road, Suite BMcKinney TX 75069(972) 529-0900 Office (972) 562-0225 FaxToll Free (888) 4-MY-REPAIRSe Habla Español
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©1997- RMCN Credit Services, Inc. All rights reserved. RMCN Credit Services, Inc does not provide tax, legal or financial advice. If you need any type of legal advice,
you must contact a licensed attorney. Comments about the possible and/or potential outcome of Client's matters are based upon experience and prior success in these matters.
RMCN does not guarantee the permanent removal of accurate and verifiable information. Client's active participation in providing RMCN all requested documents, forms,
and information including investigation results are essential for the accomplishment of an accurate credit report.Individual results may vary.