Background Information on the Credit Industry

Credit Facts - Credit facts that will surprise you.
Sue Creditors - Suing Creditors, Credit Bureaus and Collection Agencies
City Credit Scores - Best and worst cities for credit scores.
Debt Not Always Bad - More debt isn't always a bad thing.
Guard Your Identity - How To Guard Your Identity.
Mortgage Terminology - Understanding the terminology of the mortgage industry.
Home Tax Shelter - Home Sweet Home… Your greatest tax shelter.
Finance Terminology - Undertanding the terminology of the finance industry.
Boost Your Credit Score - Steps you can take to increase your credit score.
FICO Score - What's in Your FICO Score?
Establishing Credit - Where you can go to get help establishing credit.
Vantage Score System - Details about the new (2006) credit scoring system
Online Credit Scores Often Differ From FICO Scores - Why there is often a difference between online and FICO credit scores.
How to Improve Your Credit - If you have credit problems, be prepared to discuss them honestly with a mortgage professional.
Your Credit Report - Understand how a mortgage company company views your credit information.
Credit Scoring and How it Works - Credit scoring, also known as FICO scoring, is a statistical method of assessing the credit risk of a loan applicant.
Credit Profile - A credit profile outlines your credit history as it has been reported to the credit reporting agencies by lenders who have extended credit to you.
Credit Reporting Agencies - Contact information for all three credit reporting agencies - Experian - TransUnion - Equifax.
Credit Grade - Mortgage companies often grade your loan application based on credit related items such as payment history, amount of debt payments, bankruptcies, equity position, and your credit score.
Other Credit Factors - Mortgage companies look at other information besides your credit score and credit profile before deciding whether to approve your mortgage.
Know the Score About Your Credit Rating - Learn about the importance of keeping up with your credit rating.
How to Fix Credit Report Errors - You have the right, under the Fair Credit Reporting Act, to dispute the completeness and accuracy of information in your credit file.
Steps to Take After Being Denied a Loan - Here are some steps you can take before you give up on obtaining new or additonal credit.
Improve Your Bad Credit - If you had a problem that's been corrected, and your payments have been on time for a year or more, your credit may now be considered satisfactory.
Establish a Credit History - What you can do to increase your chances of being approved for a credit mortgage.
How to Prevent Identity Theft - How to avoid being one of the 40,000 consumers each year who are victums of this serious fraud.

100 Word Statement On Credit Report - Does it still make sense to submit a statement explaining negative entries on credit reports?
IRS Tax Lien Appeal" - How to file an appeal of an IRS tax lien.
Careful Credit Report Review - What to look for when you review your credit report.
Assigning Your Rights - Keep these thoughts in mind if you are asked to assign your rights to others.
Bad Credit Help - How to get help if you have bad credit.
Bad Credit History Repair - No matter the circumstances that led to your bad credit history, it can be improved through diligent credit repair.
Bad Credit Loans - You can improve your score, and your odds getting better credit terms
Bad Credit Repair - Bad credit history can be improved with successful credit repair.
Bankruptcy Credit Repair - There are steps that you can take to help improve your credit score even after bankruptcy.
Bankruptcy Fee - Learn about the fees that are required to file bankruptcy.
Budget Holiday Bills - How to help your credit after excessive holiday spending.
Bad Credit Deleted - Learn how to delete bad credit listings.
Credit Repair Trust - Can credit repair companies be trusted?
Cancelling Contracts - Under certain circumstances you can cancel a signed contract.
Cancelling Health Club Memberships - Given the right situation you can cancel a health club membership.
Restoring your own bad credit - If you have the time, determination, and persistence, you can usually get some positive improvement in your credit score.
How clean is your credit? - Most people find errors in their credit reports.
How to clean up your credit report - What you need to know to get started.
Removal of Bankruptcy report - Under certain circumstances you can get a bankruptcy credit listing removed.
Removal of Forclosure listing - It's not easy - but it is possible to have a foreclosure listing removed from your credit report.


RMCN Credit Services

1611 Wilmeth Road, Suite B

McKinney TX 75069

(972) 529-0900 Office (972) 562-0225 Fax

Toll Free (888) 4-MY-REPAIR

Se Habla Español


©1997- RMCN Credit Services, Inc. All rights reserved. RMCN Credit Services, Inc does not provide tax, legal or financial advice. If you need any type of legal advice,
you must contact a licensed attorney. Comments about the possible and/or potential outcome of Client's matters are based upon experience and prior success in these matters.
RMCN does not guarantee the permanent removal of accurate and verifiable information. Client's active participation in providing RMCN all requested documents, forms,
and information including investigation results are essential for the accomplishment of an accurate credit report. Individual results may vary.

RMCN does business exclusively within the State of Texas. (Client) has initiated contact with RMCN for purposes of retaining its Texas-based services. RMCN's performance under its
(contract) will take place solely within the State of Texas. The parties agree that RMCN has not established contacts within, or availed itself of the laws of, any state other than Texas.